Yakima Federal Savings and Loan Association: how it compares with its peers
Against 9 WA banks with half to twice its assets, Yakima Federal Savings and Loan Association's strongest measure in Q2 2026 is efficiency ratio (52.37% vs. a 71.93% peer median). Its weakest relative measure is net interest margin (2.28% vs. 3.70%).
| Measure | This bank | Peer median | Rank |
|---|---|---|---|
| Return on assets Annualized net income over average assets. | 0.94% | 0.96% | Middle third Ahead of 44% of peers |
| Net interest margin Annualized net interest income over earning assets. | 2.28% | 3.70% | Bottom third Ahead of 0% of peers |
| Efficiency ratio Noninterest expense per dollar of revenue. Lower is better. | 52.37% | 71.93% | Top third Ahead of 100% of peers |
| Assets per employee Total assets over full-time-equivalent staff. | $15.0M | $7.5M | Top third Ahead of 100% of peers |
| Loans to deposits Net loans and leases over total deposits. | 66.27% | 91.62% | Context |
What it means for lending operations
Its efficiency ratio of 52.37% is better than the 71.93% peer median. Banks that already run lean usually find their next gains in loan growth: faster digital applications and fewer borrowers abandoning a slow document chase.
Banks closest in size
- Timberland Bank Hoquiam, WA · $2.06B
- First Fed Bank Port Angeles, WA · $2.11B
- Cashmere Valley Bank Cashmere, WA · $2.32B
- Peoples Bank Bellingham, WA · $2.42B
- Riverview Bank Vancouver, WA · $1.47B
Questions about Yakima Federal Savings and Loan Association
How big is Yakima Federal Savings and Loan Association?
Yakima Federal Savings and Loan Association, established in 1905, is headquartered in Yakima, WA. It reported $2.00B in total assets in its Q2 2026 FDIC call report and operates 10 offices.
What is Yakima Federal Savings and Loan Association's return on assets?
0.94% annualized in Q2 2026, against a 0.96% median for 9 WA banks with half to twice its assets, ahead of 44% of them.
What is Yakima Federal Savings and Loan Association's efficiency ratio?
52.37% in Q2 2026: it spent about 52 cents in noninterest expense for each dollar of revenue. The peer median is 71.93%, and lower is better.
Is Yakima Federal Savings and Loan Association growing its loans?
Net loans grew 4.6% over the year to Q2 2026, while deposits shrank 2.4%.
Sources and method
Figures are from the FDIC’s public call report data for the quarter ending 06/30/2026, via FDIC BankFind. Return on assets and net interest margin are annualized year to date. Peers are WA banks with half to twice its assets in the same quarter, excluding this bank. The page refreshes daily, so new quarters appear as banks file. Compare another bank or see every Washington bank ranked.