Cashmere Valley Bank: how it compares with its peers
Against 629 U.S. banks with half to twice its assets, Cashmere Valley Bank's strongest measure in Q2 2026 is efficiency ratio (60.49% vs. a 59.57% peer median). Its weakest relative measure is net interest margin (3.17% vs. 3.71%).
| Measure | Cashmere Valley Bank | Peer median | Rank |
|---|---|---|---|
| Return on assets Annualized net income over average assets. | 1.10% | 1.24% | Middle third Ahead of 39% of peers |
| Net interest margin Annualized net interest income over earning assets. | 3.17% | 3.71% | Bottom third Ahead of 20% of peers |
| Efficiency ratio Noninterest expense per dollar of revenue. Lower is better. | 60.49% | 59.57% | Middle third Ahead of 48% of peers |
| Assets per employee Total assets over full-time-equivalent staff. | $7.5M | $8.4M | Bottom third Ahead of 33% of peers |
| Loans to deposits Net loans and leases over total deposits. | 52.06% | 86.42% | Context |
What it means for lending operations
Its efficiency ratio of 60.49% is above the 59.57% peer median: it spends more to earn each dollar of revenue than most banks its size. Staff time on manual borrower verification (collecting pay stubs, bank statements, and employment letters, then re-keying them) is one of the larger controllable costs behind that number.
Banks closest in size
- Security First Bank Lincoln, NE · $2.32B
- Colorado Federal Savings Bank Greenwood Village, CO · $2.31B
- The First National Bank of Fort Smith Fort Smith, AR · $2.31B
- Blue Ridge Bank, National Association Martinsville, VA · $2.31B
- Parke Bank Sewell, NJ · $2.30B
- Crews Bank & Trust Wauchula, FL · $2.33B
Questions about Cashmere Valley Bank
How big is Cashmere Valley Bank?
Cashmere Valley Bank, established in 1932, is headquartered in Cashmere, WA. It reported $2.32B in total assets in its Q2 2026 FDIC call report and operates 12 offices.
What is Cashmere Valley Bank's return on assets?
1.10% annualized in Q2 2026, against a 1.24% median for 629 U.S. banks with half to twice its assets, ahead of 39% of them.
What is Cashmere Valley Bank's efficiency ratio?
60.49% in Q2 2026: it spent about 60 cents in noninterest expense for each dollar of revenue. The peer median is 59.57%, and lower is better.
Is Cashmere Valley Bank growing its loans?
Net loans grew 6.4% over the year to Q2 2026, while deposits grew 6.7%.
Sources and method
Figures are from the FDIC’s public call report data for the quarter ending 06/30/2026, via FDIC BankFind. Return on assets and net interest margin are annualized year to date. Peers are U.S. banks with half to twice its assets in the same quarter, excluding this bank. The page refreshes daily, so new quarters appear as banks file. Compare another bank or see every Washington bank ranked.