Woori America Bank: how it compares with its peers
Against 26 NY banks with half to twice its assets, Woori America Bank's strongest measure in Q2 2026 is assets per employee ($14.3M vs. a $11.4M peer median). Its weakest relative measure is return on assets (0.72% vs. 1.10%).
| Measure | Woori America Bank | Peer median | Rank |
|---|---|---|---|
| Return on assets Annualized net income over average assets. | 0.72% | 1.10% | Bottom third Ahead of 31% of peers |
| Net interest margin Annualized net interest income over earning assets. | 2.93% | 3.18% | Middle third Ahead of 42% of peers |
| Efficiency ratio Noninterest expense per dollar of revenue. Lower is better. | 53.86% | 55.35% | Middle third Ahead of 62% of peers |
| Assets per employee Total assets over full-time-equivalent staff. | $14.3M | $11.4M | Middle third Ahead of 64% of peers |
| Loans to deposits Net loans and leases over total deposits. | 86.16% | 88.67% | Context |
What it means for lending operations
Its efficiency ratio of 53.86% is better than the 55.35% peer median. Banks that already run lean usually find their next gains in loan growth: faster digital applications and fewer borrowers abandoning a slow document chase.
Banks closest in size
- Bessemer Trust Company, National Association New York, NY · $4.16B
- Arrow Bank National Association Glens Falls, NY · $4.46B
- The Bank of East Asia Ltd. New York, NY · $3.66B
- Ponce Bank, National Association Bronx, NY · $3.49B
- Bank of Greene Catskill, NY · $3.18B
- Industrial and Commercial Bank of China USA, National Association New York, NY · $2.86B
Questions about Woori America Bank
How big is Woori America Bank?
Woori America Bank, established in 1984, is headquartered in New York, NY. It reported $4.12B in total assets in its Q2 2026 FDIC call report and operates 22 offices.
What is Woori America Bank's return on assets?
0.72% annualized in Q2 2026, against a 1.10% median for 26 NY banks with half to twice its assets, ahead of 31% of them.
What is Woori America Bank's efficiency ratio?
53.86% in Q2 2026: it spent about 54 cents in noninterest expense for each dollar of revenue. The peer median is 55.35%, and lower is better.
Is Woori America Bank growing its loans?
Net loans grew 0.6% over the year to Q2 2026, while deposits grew 7.6%.
Sources and method
Figures are from the FDIC’s public call report data for the quarter ending 06/30/2026, via FDIC BankFind. Return on assets and net interest margin are annualized year to date. Peers are NY banks with half to twice its assets in the same quarter, excluding this bank. The page refreshes daily, so new quarters appear as banks file. Compare another bank or see every New York bank ranked.