Bank of Greene: how it compares with its peers
Against 25 NY banks with half to twice its assets, Bank of Greene's strongest measure in Q2 2026 is efficiency ratio (46.81% vs. a 59.17% peer median). Its weakest relative measure is net interest margin (2.78% vs. 3.45%).
| Measure | Bank of Greene | Peer median | Rank |
|---|---|---|---|
| Return on assets Annualized net income over average assets. | 1.42% | 1.10% | Top third Ahead of 80% of peers |
| Net interest margin Annualized net interest income over earning assets. | 2.78% | 3.45% | Bottom third Ahead of 20% of peers |
| Efficiency ratio Noninterest expense per dollar of revenue. Lower is better. | 46.81% | 59.17% | Top third Ahead of 84% of peers |
| Assets per employee Total assets over full-time-equivalent staff. | $14.7M | $10.3M | Top third Ahead of 74% of peers |
| Loans to deposits Net loans and leases over total deposits. | 63.45% | 88.77% | Context |
What it means for lending operations
Its efficiency ratio of 46.81% is better than the 59.17% peer median. Banks that already run lean usually find their next gains in loan growth: faster digital applications and fewer borrowers abandoning a slow document chase.
Banks closest in size
- Ponce Bank, National Association Bronx, NY · $3.49B
- Industrial and Commercial Bank of China USA, National Association New York, NY · $2.86B
- Habib American Bank New York, NY · $2.84B
- Chemung Canal Trust Company, National Association Elmira, NY · $2.82B
- Orange Bank & Trust Company Middletown, NY · $2.79B
- The Bank of East Asia Ltd. New York, NY · $3.66B
Questions about Bank of Greene
How big is Bank of Greene?
Bank of Greene, established in 1974, is headquartered in Catskill, NY. It reported $3.18B in total assets in its Q2 2026 FDIC call report and operates 20 offices.
What is Bank of Greene's return on assets?
1.42% annualized in Q2 2026, against a 1.10% median for 25 NY banks with half to twice its assets, ahead of 80% of them.
What is Bank of Greene's efficiency ratio?
46.81% in Q2 2026: it spent about 47 cents in noninterest expense for each dollar of revenue. The peer median is 59.17%, and lower is better.
Is Bank of Greene growing its loans?
Net loans grew 7.7% over the year to Q2 2026, while deposits grew 2.2%.
Sources and method
Figures are from the FDIC’s public call report data for the quarter ending 06/30/2026, via FDIC BankFind. Return on assets and net interest margin are annualized year to date. Peers are NY banks with half to twice its assets in the same quarter, excluding this bank. The page refreshes daily, so new quarters appear as banks file. Compare another bank or see every New York bank ranked.