The Bank of Brodhead: how it compares with its peers
Against 82 WI banks with half to twice its assets, The Bank of Brodhead's strongest measure in Q2 2026 is assets per employee ($9.6M vs. a $7.2M peer median). Its weakest relative measure is return on assets (0.73% vs. 1.32%).
| Measure | The Bank of Brodhead | Peer median | Rank |
|---|---|---|---|
| Return on assets Annualized net income over average assets. | 0.73% | 1.32% | Bottom third Ahead of 16% of peers |
| Net interest margin Annualized net interest income over earning assets. | 3.20% | 3.87% | Bottom third Ahead of 18% of peers |
| Efficiency ratio Noninterest expense per dollar of revenue. Lower is better. | 68.80% | 60.21% | Bottom third Ahead of 26% of peers |
| Assets per employee Total assets over full-time-equivalent staff. | $9.6M | $7.2M | Top third Ahead of 79% of peers |
| Loans to deposits Net loans and leases over total deposits. | 86.78% | 87.28% | Context |
What it means for lending operations
Its efficiency ratio of 68.80% is above the 60.21% peer median: it spends more to earn each dollar of revenue than most banks its size. Staff time on manual borrower verification (collecting pay stubs, bank statements, and employment letters, then re-keying them) is one of the larger controllable costs behind that number.
Banks closest in size
- Bank of Mauston Mauston, WI · $427M
- American National Bank - Fox Cities Appleton, WI · $433M
- FORTE BANK Hartford, WI · $404M
- Oostburg State Bank Oostburg, WI · $440M
- Spring Bank Brookfield, WI · $441M
- The Peoples Community Bank Mazomanie, WI · $389M
Questions about The Bank of Brodhead
How big is The Bank of Brodhead?
The Bank of Brodhead, established in 1896, is headquartered in Brodhead, WI. It reported $422M in total assets in its Q2 2026 FDIC call report and operates 4 offices.
What is The Bank of Brodhead's return on assets?
0.73% annualized in Q2 2026, against a 1.32% median for 82 WI banks with half to twice its assets, ahead of 16% of them.
What is The Bank of Brodhead's efficiency ratio?
68.80% in Q2 2026: it spent about 69 cents in noninterest expense for each dollar of revenue. The peer median is 60.21%, and lower is better.
Is The Bank of Brodhead growing its loans?
Net loans grew 13.8% over the year to Q2 2026, while deposits grew 16.7%.
Sources and method
Figures are from the FDIC’s public call report data for the quarter ending 06/30/2026, via FDIC BankFind. Return on assets and net interest margin are annualized year to date. Peers are WI banks with half to twice its assets in the same quarter, excluding this bank. The page refreshes daily, so new quarters appear as banks file. Compare another bank or see every Wisconsin bank ranked.