American National Bank - Fox Cities: how it compares with its peers
Against 82 WI banks with half to twice its assets, American National Bank - Fox Cities's strongest measure in Q2 2026 is assets per employee ($13.5M vs. a $7.2M peer median). Its weakest relative measure is net interest margin (3.11% vs. 3.87%).
| Measure | This bank | Peer median | Rank |
|---|---|---|---|
| Return on assets Annualized net income over average assets. | 1.26% | 1.32% | Middle third Ahead of 45% of peers |
| Net interest margin Annualized net interest income over earning assets. | 3.11% | 3.87% | Bottom third Ahead of 13% of peers |
| Efficiency ratio Noninterest expense per dollar of revenue. Lower is better. | 58.82% | 60.58% | Middle third Ahead of 56% of peers |
| Assets per employee Total assets over full-time-equivalent staff. | $13.5M | $7.2M | Top third Ahead of 91% of peers |
| Loans to deposits Net loans and leases over total deposits. | 93.54% | 86.94% | Context |
What it means for lending operations
Its efficiency ratio of 58.82% is better than the 60.58% peer median. Banks that already run lean usually find their next gains in loan growth: faster digital applications and fewer borrowers abandoning a slow document chase.
Banks closest in size
- Bank of Mauston Mauston, WI · $427M
- Oostburg State Bank Oostburg, WI · $440M
- Spring Bank Brookfield, WI · $441M
- The Bank of Brodhead Brodhead, WI · $422M
- FORTE BANK Hartford, WI · $404M
Questions about American National Bank - Fox Cities
How big is American National Bank - Fox Cities?
American National Bank - Fox Cities, established in 1993, is headquartered in Appleton, WI. It reported $433M in total assets in its Q2 2026 FDIC call report and operates 1 office.
What is American National Bank - Fox Cities's return on assets?
1.26% annualized in Q2 2026, against a 1.32% median for 82 WI banks with half to twice its assets, ahead of 45% of them.
What is American National Bank - Fox Cities's efficiency ratio?
58.82% in Q2 2026: it spent about 59 cents in noninterest expense for each dollar of revenue. The peer median is 60.58%, and lower is better.
Is American National Bank - Fox Cities growing its loans?
Net loans grew 5.8% over the year to Q2 2026, while deposits grew 0.3%.
Sources and method
Figures are from the FDIC’s public call report data for the quarter ending 06/30/2026, via FDIC BankFind. Return on assets and net interest margin are annualized year to date. Peers are WI banks with half to twice its assets in the same quarter, excluding this bank. The page refreshes daily, so new quarters appear as banks file. Compare another bank or see every Wisconsin bank ranked.