The Conway National Bank: how it compares with its peers
Against 11 SC banks with half to twice its assets, The Conway National Bank's strongest measure in Q2 2026 is efficiency ratio (47.88% vs. a 59.17% peer median). Its weakest relative measure is net interest margin (3.31% vs. 3.60%).
| Measure | The Conway National Bank | Peer median | Rank |
|---|---|---|---|
| Return on assets Annualized net income over average assets. | 1.42% | 1.21% | Top third Ahead of 82% of peers |
| Net interest margin Annualized net interest income over earning assets. | 3.31% | 3.60% | Bottom third Ahead of 27% of peers |
| Efficiency ratio Noninterest expense per dollar of revenue. Lower is better. | 47.88% | 59.17% | Top third Ahead of 100% of peers |
| Assets per employee Total assets over full-time-equivalent staff. | $8.1M | $8.0M | Middle third Ahead of 55% of peers |
| Loans to deposits Net loans and leases over total deposits. | 51.29% | 79.88% | Context |
What it means for lending operations
Its efficiency ratio of 47.88% is better than the 59.17% peer median. Banks that already run lean usually find their next gains in loan growth: faster digital applications and fewer borrowers abandoning a slow document chase.
Banks closest in size
- South Atlantic Bank Myrtle Beach, SC · $1.98B
- Anderson Brothers Bank Mullins, SC · $2.38B
- First Community Bank Lexington, SC · $2.38B
- Bank of Travelers Rest Travelers Rest, SC · $1.60B
- Coastal States Bank Hilton Head Island, SC · $2.42B
- Security Federal Bank Aiken, SC · $1.54B
Questions about The Conway National Bank
How big is The Conway National Bank?
The Conway National Bank, established in 1914, is headquartered in Conway, SC. It reported $2.00B in total assets in its Q2 2026 FDIC call report and operates 16 offices.
What is The Conway National Bank's return on assets?
1.42% annualized in Q2 2026, against a 1.21% median for 11 SC banks with half to twice its assets, ahead of 82% of them.
What is The Conway National Bank's efficiency ratio?
47.88% in Q2 2026: it spent about 48 cents in noninterest expense for each dollar of revenue. The peer median is 59.17%, and lower is better.
Is The Conway National Bank growing its loans?
Net loans grew 3.6% over the year to Q2 2026, while deposits grew 3.5%.
Sources and method
Figures are from the FDIC’s public call report data for the quarter ending 06/30/2026, via FDIC BankFind. Return on assets and net interest margin are annualized year to date. Peers are SC banks with half to twice its assets in the same quarter, excluding this bank. The page refreshes daily, so new quarters appear as banks file. Compare another bank or see every South Carolina bank ranked.