Bank of Travelers Rest: how it compares with its peers
Against 14 SC banks with half to twice its assets, Bank of Travelers Rest's strongest measure in Q2 2026 is return on assets (1.60% vs. a 1.19% peer median). Its weakest relative measure is net interest margin (3.27% vs. 3.61%).
| Measure | Bank of Travelers Rest | Peer median | Rank |
|---|---|---|---|
| Return on assets Annualized net income over average assets. | 1.60% | 1.19% | Top third Ahead of 93% of peers |
| Net interest margin Annualized net interest income over earning assets. | 3.27% | 3.61% | Bottom third Ahead of 7% of peers |
| Efficiency ratio Noninterest expense per dollar of revenue. Lower is better. | 59.00% | 59.18% | Middle third Ahead of 64% of peers |
| Assets per employee Total assets over full-time-equivalent staff. | $9.3M | $8.0M | Middle third Ahead of 64% of peers |
| Loans to deposits Net loans and leases over total deposits. | 63.95% | 84.53% | Context |
What it means for lending operations
Its efficiency ratio of 59.00% is better than the 59.18% peer median. Banks that already run lean usually find their next gains in loan growth: faster digital applications and fewer borrowers abandoning a slow document chase.
Banks closest in size
- Security Federal Bank Aiken, SC · $1.54B
- Coastal Carolina National Bank Myrtle Beach, SC · $1.35B
- First Capital Bank Charleston, SC · $1.32B
- South Atlantic Bank Myrtle Beach, SC · $1.98B
- The Conway National Bank Conway, SC · $2.00B
- The Citizens Bank Olanta, SC · $1.14B
Questions about Bank of Travelers Rest
How big is Bank of Travelers Rest?
Bank of Travelers Rest, established in 1946, is headquartered in Travelers Rest, SC. It reported $1.60B in total assets in its Q2 2026 FDIC call report and operates 11 offices.
What is Bank of Travelers Rest's return on assets?
1.60% annualized in Q2 2026, against a 1.19% median for 14 SC banks with half to twice its assets, ahead of 93% of them.
What is Bank of Travelers Rest's efficiency ratio?
59.00% in Q2 2026: it spent about 59 cents in noninterest expense for each dollar of revenue. The peer median is 59.18%, and lower is better.
Is Bank of Travelers Rest growing its loans?
Net loans grew 5.0% over the year to Q2 2026, while deposits grew 3.9%.
Sources and method
Figures are from the FDIC’s public call report data for the quarter ending 06/30/2026, via FDIC BankFind. Return on assets and net interest margin are annualized year to date. Peers are SC banks with half to twice its assets in the same quarter, excluding this bank. The page refreshes daily, so new quarters appear as banks file. Compare another bank or see every South Carolina bank ranked.