Community Bank of Parkersburg: how it compares with its peers
Against 20 WV banks with half to twice its assets, Community Bank of Parkersburg's strongest measure in Q2 2026 is return on assets (1.36% vs. a 1.02% peer median). Its weakest relative measure is assets per employee ($4.9M vs. $5.4M).
| Measure | This bank | Peer median | Rank |
|---|---|---|---|
| Return on assets Annualized net income over average assets. | 1.36% | 1.02% | Middle third Ahead of 65% of peers |
| Net interest margin Annualized net interest income over earning assets. | 4.17% | 4.10% | Middle third Ahead of 55% of peers |
| Efficiency ratio Noninterest expense per dollar of revenue. Lower is better. | 68.79% | 64.88% | Middle third Ahead of 40% of peers |
| Assets per employee Total assets over full-time-equivalent staff. | $4.9M | $5.4M | Bottom third Ahead of 30% of peers |
| Loans to deposits Net loans and leases over total deposits. | 101.06% | 81.45% | Context |
What it means for lending operations
Its efficiency ratio of 68.79% is above the 64.88% peer median: it spends more to earn each dollar of revenue than most banks its size. Staff time on manual borrower verification (collecting pay stubs, bank statements, and employment letters, then re-keying them) is one of the larger controllable costs behind that number.
Banks closest in size
- MCNB Bank and Trust Co. Welch, WV · $357M
- Logan Bank & Trust Company Logan, WV · $359M
- The Bank of Romney Romney, WV · $369M
- The Citizens Bank of Weston Weston, WV · $303M
- West Union Bank West Union, WV · $300M
- First Exchange Bank White Hall, WV · $391M
Questions about Community Bank of Parkersburg
How big is Community Bank of Parkersburg?
Community Bank of Parkersburg, established in 1967, is headquartered in Parkersburg, WV. It reported $340M in total assets in its Q2 2026 FDIC call report and operates 4 offices.
What is Community Bank of Parkersburg's return on assets?
1.36% annualized in Q2 2026, against a 1.02% median for 20 WV banks with half to twice its assets, ahead of 65% of them.
What is Community Bank of Parkersburg's efficiency ratio?
68.79% in Q2 2026: it spent about 69 cents in noninterest expense for each dollar of revenue. The peer median is 64.88%, and lower is better.
Is Community Bank of Parkersburg growing its loans?
Net loans shrank 2.0% over the year to Q2 2026, while deposits grew 7.5%.
Sources and method
Figures are from the FDIC’s public call report data for the quarter ending 06/30/2026, via FDIC BankFind. Return on assets and net interest margin are annualized year to date. Peers are WV banks with half to twice its assets in the same quarter, excluding this bank. The page refreshes daily, so new quarters appear as banks file. Compare another bank or see every West Virginia bank ranked.