Logan Bank & Trust Company: how it compares with its peers
Against 21 WV banks with half to twice its assets, Logan Bank & Trust Company's strongest measure in Q2 2026 is return on assets (2.24% vs. a 1.01% peer median). Its weakest relative measure is net interest margin (3.34% vs. 4.12%).
| Measure | Logan Bank & Trust Company | Peer median | Rank |
|---|---|---|---|
| Return on assets Annualized net income over average assets. | 2.24% | 1.01% | Top third Ahead of 100% of peers |
| Net interest margin Annualized net interest income over earning assets. | 3.34% | 4.12% | Bottom third Ahead of 10% of peers |
| Efficiency ratio Noninterest expense per dollar of revenue. Lower is better. | 44.83% | 65.53% | Top third Ahead of 100% of peers |
| Assets per employee Total assets over full-time-equivalent staff. | $7.2M | $5.3M | Top third Ahead of 90% of peers |
| Loans to deposits Net loans and leases over total deposits. | 55.22% | 81.48% | Context |
What it means for lending operations
Its efficiency ratio of 44.83% is better than the 65.53% peer median. Banks that already run lean usually find their next gains in loan growth: faster digital applications and fewer borrowers abandoning a slow document chase.
Banks closest in size
- MCNB Bank and Trust Co. Welch, WV · $357M
- The Bank of Romney Romney, WV · $369M
- Community Bank of Parkersburg Parkersburg, WV · $340M
- First Exchange Bank White Hall, WV · $391M
- Highlands Bank Petersburg, WV · $407M
- The Citizens Bank of Weston Weston, WV · $303M
Questions about Logan Bank & Trust Company
How big is Logan Bank & Trust Company?
Logan Bank & Trust Company, established in 1964, is headquartered in Logan, WV. It reported $359M in total assets in its Q2 2026 FDIC call report and operates 6 offices.
What is Logan Bank & Trust Company's return on assets?
2.24% annualized in Q2 2026, against a 1.01% median for 21 WV banks with half to twice its assets, ahead of 100% of them.
What is Logan Bank & Trust Company's efficiency ratio?
44.83% in Q2 2026: it spent about 45 cents in noninterest expense for each dollar of revenue. The peer median is 65.53%, and lower is better.
Is Logan Bank & Trust Company growing its loans?
Net loans grew 3.5% over the year to Q2 2026, while deposits shrank 0.2%.
Sources and method
Figures are from the FDIC’s public call report data for the quarter ending 06/30/2026, via FDIC BankFind. Return on assets and net interest margin are annualized year to date. Peers are WV banks with half to twice its assets in the same quarter, excluding this bank. The page refreshes daily, so new quarters appear as banks file. Compare another bank or see every West Virginia bank ranked.