First National Bank of Gillette: how it compares with its peers
Against 11 WY banks with half to twice its assets, First National Bank of Gillette's strongest measure in Q2 2026 is assets per employee ($10.2M vs. a $7.8M peer median). Its weakest relative measure is net interest margin (3.02% vs. 3.69%).
| Measure | This bank | Peer median | Rank |
|---|---|---|---|
| Return on assets Annualized net income over average assets. | 1.59% | 1.25% | Middle third Ahead of 55% of peers |
| Net interest margin Annualized net interest income over earning assets. | 3.02% | 3.69% | Bottom third Ahead of 9% of peers |
| Efficiency ratio Noninterest expense per dollar of revenue. Lower is better. | 51.99% | 59.34% | Middle third Ahead of 55% of peers |
| Assets per employee Total assets over full-time-equivalent staff. | $10.2M | $7.8M | Top third Ahead of 82% of peers |
| Loans to deposits Net loans and leases over total deposits. | 28.30% | 67.66% | Context |
What it means for lending operations
Its efficiency ratio of 51.99% is better than the 59.34% peer median. Banks that already run lean usually find their next gains in loan growth: faster digital applications and fewer borrowers abandoning a slow document chase.
Banks closest in size
- First Federal Bank & Trust Sheridan, WY · $621M
- Jonah Bank of Wyoming Casper, WY · $563M
- Platte Valley Bank Torrington, WY · $809M
- Security State Bank Basin, WY · $449M
- Bank of Star Valley Afton, WY · $420M
- Big Horn Federal Savings Bank Greybull, WY · $400M
Questions about First National Bank of Gillette
How big is First National Bank of Gillette?
First National Bank of Gillette, established in 1963, is headquartered in Gillette, WY. It reported $652M in total assets in its Q2 2026 FDIC call report and operates 3 offices.
What is First National Bank of Gillette's return on assets?
1.59% annualized in Q2 2026, against a 1.25% median for 11 WY banks with half to twice its assets, ahead of 55% of them.
What is First National Bank of Gillette's efficiency ratio?
51.99% in Q2 2026: it spent about 52 cents in noninterest expense for each dollar of revenue. The peer median is 59.34%, and lower is better.
Is First National Bank of Gillette growing its loans?
Net loans grew 0.6% over the year to Q2 2026, while deposits grew 9.4%.
Sources and method
Figures are from the FDIC’s public call report data for the quarter ending 06/30/2026, via FDIC BankFind. Return on assets and net interest margin are annualized year to date. Peers are WY banks with half to twice its assets in the same quarter, excluding this bank. The page refreshes daily, so new quarters appear as banks file. Compare another bank or see every Wyoming bank ranked.