Bank of Star Valley: how it compares with its peers
Against 12 WY banks with half to twice its assets, Bank of Star Valley's strongest measure in Q2 2026 is return on assets (2.77% vs. a 1.28% peer median). Its weakest relative measure is net interest margin (4.35% vs. 3.79%).
| Measure | Bank of Star Valley | Peer median | Rank |
|---|---|---|---|
| Return on assets Annualized net income over average assets. | 2.77% | 1.28% | Top third Ahead of 100% of peers |
| Net interest margin Annualized net interest income over earning assets. | 4.35% | 3.79% | Top third Ahead of 83% of peers |
| Efficiency ratio Noninterest expense per dollar of revenue. Lower is better. | 41.42% | 64.77% | Top third Ahead of 100% of peers |
| Assets per employee Total assets over full-time-equivalent staff. | $11.4M | $7.1M | Top third Ahead of 100% of peers |
| Loans to deposits Net loans and leases over total deposits. | 61.33% | 63.85% | Context |
What it means for lending operations
Its efficiency ratio of 41.42% is better than the 64.77% peer median. Banks that already run lean usually find their next gains in loan growth: faster digital applications and fewer borrowers abandoning a slow document chase.
Banks closest in size
- Big Horn Federal Savings Bank Greybull, WY · $400M
- Security State Bank Basin, WY · $449M
- RSNB Bank Rock Springs, WY · $381M
- RNB STATE BANK Rawlins, WY · $296M
- Sundance State Bank Sundance, WY · $291M
- Jonah Bank of Wyoming Casper, WY · $563M
Questions about Bank of Star Valley
How big is Bank of Star Valley?
Bank of Star Valley, established in 1996, is headquartered in Afton, WY. It reported $420M in total assets in its Q2 2026 FDIC call report and operates 3 offices.
What is Bank of Star Valley's return on assets?
2.77% annualized in Q2 2026, against a 1.28% median for 12 WY banks with half to twice its assets, ahead of 100% of them.
What is Bank of Star Valley's efficiency ratio?
41.42% in Q2 2026: it spent about 41 cents in noninterest expense for each dollar of revenue. The peer median is 64.77%, and lower is better.
Is Bank of Star Valley growing its loans?
Net loans grew 3.8% over the year to Q2 2026, while deposits grew 5.0%.
Sources and method
Figures are from the FDIC’s public call report data for the quarter ending 06/30/2026, via FDIC BankFind. Return on assets and net interest margin are annualized year to date. Peers are WY banks with half to twice its assets in the same quarter, excluding this bank. The page refreshes daily, so new quarters appear as banks file. Compare another bank or see every Wyoming bank ranked.