Northwest Community Bank: how it compares with its peers
Against 15 CT banks with half to twice its assets, Northwest Community Bank's strongest measure in Q2 2026 is net interest margin (3.13% vs. a 3.45% peer median). Its weakest relative measure is assets per employee ($7.6M vs. $8.7M).
| Measure | Northwest Community Bank | Peer median | Rank |
|---|---|---|---|
| Return on assets Annualized net income over average assets. | 0.53% | 0.75% | Bottom third Ahead of 20% of peers |
| Net interest margin Annualized net interest income over earning assets. | 3.13% | 3.45% | Bottom third Ahead of 27% of peers |
| Efficiency ratio Noninterest expense per dollar of revenue. Lower is better. | 79.54% | 72.16% | Bottom third Ahead of 20% of peers |
| Assets per employee Total assets over full-time-equivalent staff. | $7.6M | $8.7M | Bottom third Ahead of 13% of peers |
| Loans to deposits Net loans and leases over total deposits. | 96.84% | 98.90% | Context |
What it means for lending operations
Its efficiency ratio of 79.54% is above the 72.16% peer median: it spends more to earn each dollar of revenue than most banks its size. Staff time on manual borrower verification (collecting pay stubs, bank statements, and employment letters, then re-keying them) is one of the larger controllable costs behind that number.
Banks closest in size
- Dime Bank Norwich, CT · $1.21B
- Patriot Bank, National Association Stamford, CT · $1.32B
- Ascend Bank Guilford, CT · $1.49B
- The Torrington Savings Bank Torrington, CT · $1.00B
- DR Bank Darien, CT · $913M
- Windsor Federal Bank Windsor, CT · $895M
Questions about Northwest Community Bank
How big is Northwest Community Bank?
Northwest Community Bank, established in 1875, is headquartered in Winsted, CT. It reported $1.26B in total assets in its Q2 2026 FDIC call report and operates 15 offices.
What is Northwest Community Bank's return on assets?
0.53% annualized in Q2 2026, against a 0.75% median for 15 CT banks with half to twice its assets, ahead of 20% of them.
What is Northwest Community Bank's efficiency ratio?
79.54% in Q2 2026: it spent about 80 cents in noninterest expense for each dollar of revenue. The peer median is 72.16%, and lower is better.
Is Northwest Community Bank growing its loans?
Net loans grew 10.3% over the year to Q2 2026, while deposits grew 4.2%.
Sources and method
Figures are from the FDIC’s public call report data for the quarter ending 06/30/2026, via FDIC BankFind. Return on assets and net interest margin are annualized year to date. Peers are CT banks with half to twice its assets in the same quarter, excluding this bank. The page refreshes daily, so new quarters appear as banks file. Compare another bank or see every Connecticut bank ranked.