Busey Bank: how it compares with its peers
Against 120 U.S. banks with half to twice its assets, Busey Bank's strongest measure in Q2 2026 is return on assets (1.33% vs. a 1.27% peer median). Its weakest relative measure is efficiency ratio (57.76% vs. 54.53%).
| Measure | Busey Bank | Peer median | Rank |
|---|---|---|---|
| Return on assets Annualized net income over average assets. | 1.33% | 1.27% | Middle third Ahead of 55% of peers |
| Net interest margin Annualized net interest income over earning assets. | 3.78% | 3.68% | Middle third Ahead of 55% of peers |
| Efficiency ratio Noninterest expense per dollar of revenue. Lower is better. | 57.76% | 54.53% | Bottom third Ahead of 33% of peers |
| Assets per employee Total assets over full-time-equivalent staff. | $9.9M | $11.5M | Middle third Ahead of 40% of peers |
| Loans to deposits Net loans and leases over total deposits. | 86.03% | 86.36% | Context |
What it means for lending operations
Its efficiency ratio of 57.76% is above the 54.53% peer median: it spends more to earn each dollar of revenue than most banks its size. Staff time on manual borrower verification (collecting pay stubs, bank statements, and employment letters, then re-keying them) is one of the larger controllable costs behind that number.
Banks closest in size
- Third Federal Savings and Loan Association of Cleveland Cleveland, OH · $18.06B
- ServisFirst Bank Birmingham, AL · $18.34B
- Community Bank, National Association Canton, NY · $17.45B
- Enterprise Bank & Trust Clayton, MO · $17.36B
- Bank of Hope Los Angeles, CA · $18.99B
- Northwest Bank Warren, PA · $17.21B
Questions about Busey Bank
How big is Busey Bank?
Busey Bank, established in 1946, is headquartered in Champaign, IL. It reported $18.15B in total assets in its Q2 2026 FDIC call report and operates 81 offices.
What is Busey Bank's return on assets?
1.33% annualized in Q2 2026, against a 1.27% median for 120 U.S. banks with half to twice its assets, ahead of 55% of them.
What is Busey Bank's efficiency ratio?
57.76% in Q2 2026: it spent about 58 cents in noninterest expense for each dollar of revenue. The peer median is 54.53%, and lower is better.
Is Busey Bank growing its loans?
Net loans shrank 4.4% over the year to Q2 2026, while deposits shrank 4.9%.
Sources and method
Figures are from the FDIC’s public call report data for the quarter ending 06/30/2026, via FDIC BankFind. Return on assets and net interest margin are annualized year to date. Peers are U.S. banks with half to twice its assets in the same quarter, excluding this bank. The page refreshes daily, so new quarters appear as banks file. Compare another bank or see every Illinois bank ranked.