The Bank of Clarendon: how it compares with its peers
Against 16 SC banks with half to twice its assets, The Bank of Clarendon's strongest measure in Q2 2026 is efficiency ratio (52.99% vs. a 61.65% peer median). Its weakest relative measure is net interest margin (3.85% vs. 3.91%).
| Measure | The Bank of Clarendon | Peer median | Rank |
|---|---|---|---|
| Return on assets Annualized net income over average assets. | 1.54% | 1.32% | Middle third Ahead of 56% of peers |
| Net interest margin Annualized net interest income over earning assets. | 3.85% | 3.91% | Middle third Ahead of 44% of peers |
| Efficiency ratio Noninterest expense per dollar of revenue. Lower is better. | 52.99% | 61.65% | Top third Ahead of 75% of peers |
| Assets per employee Total assets over full-time-equivalent staff. | $7.7M | $6.4M | Top third Ahead of 75% of peers |
| Loans to deposits Net loans and leases over total deposits. | 57.27% | 69.92% | Context |
What it means for lending operations
Its efficiency ratio of 52.99% is better than the 61.65% peer median. Banks that already run lean usually find their next gains in loan growth: faster digital applications and fewer borrowers abandoning a slow document chase.
Banks closest in size
- Bank of the Lowcountry Walterboro, SC · $430M
- The Peoples Bank Iva, SC · $447M
- Farmers and Merchants Bank of South Carolina Holly Hill, SC · $414M
- Southern Bank Spartanburg, SC · $408M
- Enterprise Bank of South Carolina Ehrhardt, SC · $535M
- Bank of York York, SC · $318M
Questions about The Bank of Clarendon
How big is The Bank of Clarendon?
The Bank of Clarendon, established in 1939, is headquartered in Manning, SC. It reported $438M in total assets in its Q2 2026 FDIC call report and operates 5 offices.
What is The Bank of Clarendon's return on assets?
1.54% annualized in Q2 2026, against a 1.32% median for 16 SC banks with half to twice its assets, ahead of 56% of them.
What is The Bank of Clarendon's efficiency ratio?
52.99% in Q2 2026: it spent about 53 cents in noninterest expense for each dollar of revenue. The peer median is 61.65%, and lower is better.
Is The Bank of Clarendon growing its loans?
Net loans grew 10.4% over the year to Q2 2026, while deposits grew 4.1%.
Sources and method
Figures are from the FDIC’s public call report data for the quarter ending 06/30/2026, via FDIC BankFind. Return on assets and net interest margin are annualized year to date. Peers are SC banks with half to twice its assets in the same quarter, excluding this bank. The page refreshes daily, so new quarters appear as banks file. Compare another bank or see every South Carolina bank ranked.