Enterprise Bank of South Carolina: how it compares with its peers
Against 17 SC banks with half to twice its assets, Enterprise Bank of South Carolina's strongest measure in Q2 2026 is return on assets (6.21% vs. a 1.19% peer median). Its weakest relative measure is assets per employee ($5.5M vs. $7.1M).
| Measure | This bank | Peer median | Rank |
|---|---|---|---|
| Return on assets Annualized net income over average assets. | 6.21% | 1.19% | Top third Ahead of 100% of peers |
| Net interest margin Annualized net interest income over earning assets. | 3.81% | 3.85% | Middle third Ahead of 41% of peers |
| Efficiency ratio Noninterest expense per dollar of revenue. Lower is better. | 36.69% | 62.19% | Top third Ahead of 100% of peers |
| Assets per employee Total assets over full-time-equivalent staff. | $5.5M | $7.1M | Bottom third Ahead of 24% of peers |
| Loans to deposits Net loans and leases over total deposits. | 61.79% | 70.16% | Context |
What it means for lending operations
Its efficiency ratio of 36.69% is better than the 62.19% peer median. Banks that already run lean usually find their next gains in loan growth: faster digital applications and fewer borrowers abandoning a slow document chase.
Banks closest in size
- The Bank of South Carolina Charleston, SC · $571M
- First Piedmont Federal Savings and Loan Association of Gaffney Gaffney, SC · $597M
- Palmetto State Bank Hampton, SC · $597M
- The Peoples Bank Iva, SC · $447M
- The Bank of Clarendon Manning, SC · $438M
- Bank of the Lowcountry Walterboro, SC · $430M
Questions about Enterprise Bank of South Carolina
How big is Enterprise Bank of South Carolina?
Enterprise Bank of South Carolina, established in 1920, is headquartered in Ehrhardt, SC. It reported $535M in total assets in its Q2 2026 FDIC call report and operates 12 offices.
What is Enterprise Bank of South Carolina's return on assets?
6.21% annualized in Q2 2026, against a 1.19% median for 17 SC banks with half to twice its assets, ahead of 100% of them.
What is Enterprise Bank of South Carolina's efficiency ratio?
36.69% in Q2 2026: it spent about 37 cents in noninterest expense for each dollar of revenue. The peer median is 62.19%, and lower is better.
Is Enterprise Bank of South Carolina growing its loans?
Net loans grew 11.2% over the year to Q2 2026, while deposits grew 0.8%.
Sources and method
Figures are from the FDIC’s public call report data for the quarter ending 06/30/2026, via FDIC BankFind. Return on assets and net interest margin are annualized year to date. Peers are SC banks with half to twice its assets in the same quarter, excluding this bank. The page refreshes daily, so new quarters appear as banks file. Compare another bank or see every South Carolina bank ranked.