Washington State Bank: how it compares with its peers
Against 50 LA banks with half to twice its assets, Washington State Bank's strongest measure in Q2 2026 is net interest margin (4.44% vs. a 4.32% peer median). Its weakest relative measure is assets per employee ($5.2M vs. $5.8M).
| Measure | Washington State Bank | Peer median | Rank |
|---|---|---|---|
| Return on assets Annualized net income over average assets. | 1.12% | 1.28% | Middle third Ahead of 44% of peers |
| Net interest margin Annualized net interest income over earning assets. | 4.44% | 4.32% | Middle third Ahead of 64% of peers |
| Efficiency ratio Noninterest expense per dollar of revenue. Lower is better. | 65.29% | 65.72% | Middle third Ahead of 52% of peers |
| Assets per employee Total assets over full-time-equivalent staff. | $5.2M | $5.8M | Middle third Ahead of 38% of peers |
| Loans to deposits Net loans and leases over total deposits. | 82.01% | 79.51% | Context |
What it means for lending operations
Its efficiency ratio of 65.29% is better than the 65.72% peer median. Banks that already run lean usually find their next gains in loan growth: faster digital applications and fewer borrowers abandoning a slow document chase.
Banks closest in size
- Bank of Coushatta Coushatta, LA · $317M
- Guaranty Bank and Trust Company New Roads, LA · $319M
- Caldwell Bank & Trust Company Columbia, LA · $299M
- St. Landry Bank and Trust Company Opelousas, LA · $295M
- Citizens Savings Bank Bogalusa, LA · $329M
- Patterson State Bank Patterson, LA · $331M
Questions about Washington State Bank
How big is Washington State Bank?
Washington State Bank, established in 1893, is headquartered in Washington, LA. It reported $309M in total assets in its Q2 2026 FDIC call report and operates 7 offices.
What is Washington State Bank's return on assets?
1.12% annualized in Q2 2026, against a 1.28% median for 50 LA banks with half to twice its assets, ahead of 44% of them.
What is Washington State Bank's efficiency ratio?
65.29% in Q2 2026: it spent about 65 cents in noninterest expense for each dollar of revenue. The peer median is 65.72%, and lower is better.
Is Washington State Bank growing its loans?
Net loans shrank 1.3% over the year to Q2 2026, while deposits grew 1.0%.
Sources and method
Figures are from the FDIC’s public call report data for the quarter ending 06/30/2026, via FDIC BankFind. Return on assets and net interest margin are annualized year to date. Peers are LA banks with half to twice its assets in the same quarter, excluding this bank. The page refreshes daily, so new quarters appear as banks file. Compare another bank or see every Louisiana bank ranked.