St. Landry Bank and Trust Company: how it compares with its peers
Against 50 LA banks with half to twice its assets, St. Landry Bank and Trust Company's strongest measure in Q2 2026 is assets per employee ($4.7M vs. a $5.8M peer median). Its weakest relative measure is return on assets (0.27% vs. 1.27%).
| Measure | This bank | Peer median | Rank |
|---|---|---|---|
| Return on assets Annualized net income over average assets. | 0.27% | 1.27% | Bottom third Ahead of 2% of peers |
| Net interest margin Annualized net interest income over earning assets. | 2.91% | 4.36% | Bottom third Ahead of 10% of peers |
| Efficiency ratio Noninterest expense per dollar of revenue. Lower is better. | 91.36% | 65.72% | Bottom third Ahead of 2% of peers |
| Assets per employee Total assets over full-time-equivalent staff. | $4.7M | $5.8M | Bottom third Ahead of 26% of peers |
| Loans to deposits Net loans and leases over total deposits. | 29.94% | 79.51% | Context |
What it means for lending operations
Its efficiency ratio of 91.36% is above the 65.72% peer median: it spends more to earn each dollar of revenue than most banks its size. Staff time on manual borrower verification (collecting pay stubs, bank statements, and employment letters, then re-keying them) is one of the larger controllable costs behind that number.
Banks closest in size
- Caldwell Bank & Trust Company Columbia, LA · $299M
- Catalyst Bank Opelousas, LA · $287M
- Washington State Bank Washington, LA · $309M
- Bank of Coushatta Coushatta, LA · $317M
- Guaranty Bank and Trust Company New Roads, LA · $319M
- American Bank & Trust Company Opelousas, LA · $267M
Questions about St. Landry Bank and Trust Company
How big is St. Landry Bank and Trust Company?
St. Landry Bank and Trust Company, established in 1931, is headquartered in Opelousas, LA. It reported $295M in total assets in its Q2 2026 FDIC call report and operates 8 offices.
What is St. Landry Bank and Trust Company's return on assets?
0.27% annualized in Q2 2026, against a 1.27% median for 50 LA banks with half to twice its assets, ahead of 2% of them.
What is St. Landry Bank and Trust Company's efficiency ratio?
91.36% in Q2 2026: it spent about 91 cents in noninterest expense for each dollar of revenue. The peer median is 65.72%, and lower is better.
Is St. Landry Bank and Trust Company growing its loans?
Net loans grew 6.0% over the year to Q2 2026, while deposits shrank 1.6%.
Sources and method
Figures are from the FDIC’s public call report data for the quarter ending 06/30/2026, via FDIC BankFind. Return on assets and net interest margin are annualized year to date. Peers are LA banks with half to twice its assets in the same quarter, excluding this bank. The page refreshes daily, so new quarters appear as banks file. Compare another bank or see every Louisiana bank ranked.