Jonesboro State Bank: how it compares with its peers
Against 22 LA banks with half to twice its assets, Jonesboro State Bank's strongest measure in Q2 2026 is assets per employee ($64.9M vs. a $6.0M peer median). Its weakest relative measure is net interest margin (1.90% vs. 4.28%).
| Measure | Jonesboro State Bank | Peer median | Rank |
|---|---|---|---|
| Return on assets Annualized net income over average assets. | 1.90% | 1.33% | Top third Ahead of 95% of peers |
| Net interest margin Annualized net interest income over earning assets. | 1.90% | 4.28% | Bottom third Ahead of 5% of peers |
| Efficiency ratio Noninterest expense per dollar of revenue. Lower is better. | 30.60% | 67.32% | Top third Ahead of 95% of peers |
| Assets per employee Total assets over full-time-equivalent staff. | $64.9M | $6.0M | Top third Ahead of 100% of peers |
| Loans to deposits Net loans and leases over total deposits. | 6.16% | 76.83% | Context |
What it means for lending operations
Its efficiency ratio of 30.60% is better than the 67.32% peer median. Banks that already run lean usually find their next gains in loan growth: faster digital applications and fewer borrowers abandoning a slow document chase.
Banks closest in size
- Synergy Bank Houma, LA · $1.28B
- JD Bank Jennings, LA · $1.26B
- Sabine State Bank and Trust Company Many, LA · $1.35B
- FIDELITY BANK New Orleans, LA · $1.23B
- First American Bank and Trust Vacherie, LA · $1.38B
- First Federal Bank of Louisiana Lake Charles, LA · $1.15B
Questions about Jonesboro State Bank
How big is Jonesboro State Bank?
Jonesboro State Bank, established in 1913, is headquartered in Jonesboro, LA. It reported $1.30B in total assets in its Q2 2026 FDIC call report and operates 1 office.
What is Jonesboro State Bank's return on assets?
1.90% annualized in Q2 2026, against a 1.33% median for 22 LA banks with half to twice its assets, ahead of 95% of them.
What is Jonesboro State Bank's efficiency ratio?
30.60% in Q2 2026: it spent about 31 cents in noninterest expense for each dollar of revenue. The peer median is 67.32%, and lower is better.
Is Jonesboro State Bank growing its loans?
Net loans shrank 33.2% over the year to Q2 2026, while deposits grew 13.5%.
Sources and method
Figures are from the FDIC’s public call report data for the quarter ending 06/30/2026, via FDIC BankFind. Return on assets and net interest margin are annualized year to date. Peers are LA banks with half to twice its assets in the same quarter, excluding this bank. The page refreshes daily, so new quarters appear as banks file. Compare another bank or see every Louisiana bank ranked.