Sabine State Bank and Trust Company: how it compares with its peers
Against 17 LA banks with half to twice its assets, Sabine State Bank and Trust Company's strongest measure in Q2 2026 is net interest margin (4.83% vs. a 4.14% peer median). Its weakest relative measure is assets per employee ($4.0M vs. $6.5M).
| Measure | This bank | Peer median | Rank |
|---|---|---|---|
| Return on assets Annualized net income over average assets. | 1.74% | 1.11% | Top third Ahead of 71% of peers |
| Net interest margin Annualized net interest income over earning assets. | 4.83% | 4.14% | Top third Ahead of 100% of peers |
| Efficiency ratio Noninterest expense per dollar of revenue. Lower is better. | 64.89% | 68.04% | Middle third Ahead of 59% of peers |
| Assets per employee Total assets over full-time-equivalent staff. | $4.0M | $6.5M | Bottom third Ahead of 0% of peers |
| Loans to deposits Net loans and leases over total deposits. | 88.74% | 74.35% | Context |
What it means for lending operations
Its efficiency ratio of 64.89% is better than the 68.04% peer median. Banks that already run lean usually find their next gains in loan growth: faster digital applications and fewer borrowers abandoning a slow document chase.
Banks closest in size
- First American Bank and Trust Vacherie, LA · $1.38B
- Jonesboro State Bank Jonesboro, LA · $1.30B
- Synergy Bank Houma, LA · $1.28B
- JD Bank Jennings, LA · $1.26B
- FIDELITY BANK New Orleans, LA · $1.23B
- First Federal Bank of Louisiana Lake Charles, LA · $1.15B
Questions about Sabine State Bank and Trust Company
How big is Sabine State Bank and Trust Company?
Sabine State Bank and Trust Company, established in 1902, is headquartered in Many, LA. It reported $1.35B in total assets in its Q2 2026 FDIC call report and operates 51 offices.
What is Sabine State Bank and Trust Company's return on assets?
1.74% annualized in Q2 2026, against a 1.11% median for 17 LA banks with half to twice its assets, ahead of 71% of them.
What is Sabine State Bank and Trust Company's efficiency ratio?
64.89% in Q2 2026: it spent about 65 cents in noninterest expense for each dollar of revenue. The peer median is 68.04%, and lower is better.
Is Sabine State Bank and Trust Company growing its loans?
Net loans shrank 0.3% over the year to Q2 2026, while deposits grew 3.7%.
Sources and method
Figures are from the FDIC’s public call report data for the quarter ending 06/30/2026, via FDIC BankFind. Return on assets and net interest margin are annualized year to date. Peers are LA banks with half to twice its assets in the same quarter, excluding this bank. The page refreshes daily, so new quarters appear as banks file. Compare another bank or see every Louisiana bank ranked.