Rushville State Bank: how it compares with its peers
Against 121 IL banks with half to twice its assets, Rushville State Bank's strongest measure in Q2 2026 is assets per employee ($9.6M vs. a $6.3M peer median). Its weakest relative measure is net interest margin (3.40% vs. 3.81%).
| Measure | Rushville State Bank | Peer median | Rank |
|---|---|---|---|
| Return on assets Annualized net income over average assets. | 1.78% | 1.12% | Top third Ahead of 89% of peers |
| Net interest margin Annualized net interest income over earning assets. | 3.40% | 3.81% | Bottom third Ahead of 31% of peers |
| Efficiency ratio Noninterest expense per dollar of revenue. Lower is better. | 50.82% | 65.82% | Top third Ahead of 91% of peers |
| Assets per employee Total assets over full-time-equivalent staff. | $9.6M | $6.3M | Top third Ahead of 93% of peers |
| Loans to deposits Net loans and leases over total deposits. | 47.11% | 70.67% | Context |
What it means for lending operations
Its efficiency ratio of 50.82% is better than the 65.82% peer median. Banks that already run lean usually find their next gains in loan growth: faster digital applications and fewer borrowers abandoning a slow document chase.
Banks closest in size
- Bank of Kampsville Kampsville, IL · $134M
- The Litchfield National Bank Litchfield, IL · $136M
- First Community Bank of Hillsboro Hillsboro, IL · $133M
- Southern Illinois Bank Johnston City, IL · $136M
- The Iuka State Bank Salem, IL · $133M
- Streator Home Savings Bank Streator, IL · $137M
Questions about Rushville State Bank
How big is Rushville State Bank?
Rushville State Bank, established in 1890, is headquartered in Rushville, IL. It reported $135M in total assets in its Q2 2026 FDIC call report and operates 1 office.
What is Rushville State Bank's return on assets?
1.78% annualized in Q2 2026, against a 1.12% median for 121 IL banks with half to twice its assets, ahead of 89% of them.
What is Rushville State Bank's efficiency ratio?
50.82% in Q2 2026: it spent about 51 cents in noninterest expense for each dollar of revenue. The peer median is 65.82%, and lower is better.
Is Rushville State Bank growing its loans?
Net loans grew 2.4% over the year to Q2 2026, while deposits grew 7.1%.
Sources and method
Figures are from the FDIC’s public call report data for the quarter ending 06/30/2026, via FDIC BankFind. Return on assets and net interest margin are annualized year to date. Peers are IL banks with half to twice its assets in the same quarter, excluding this bank. The page refreshes daily, so new quarters appear as banks file. Compare another bank or see every Illinois bank ranked.