Bank of Kampsville: how it compares with its peers
Against 121 IL banks with half to twice its assets, Bank of Kampsville's strongest measure in Q2 2026 is efficiency ratio (63.84% vs. a 65.82% peer median). Its weakest relative measure is net interest margin (3.00% vs. 3.81%).
| Measure | Bank of Kampsville | Peer median | Rank |
|---|---|---|---|
| Return on assets Annualized net income over average assets. | 0.93% | 1.12% | Middle third Ahead of 39% of peers |
| Net interest margin Annualized net interest income over earning assets. | 3.00% | 3.81% | Bottom third Ahead of 13% of peers |
| Efficiency ratio Noninterest expense per dollar of revenue. Lower is better. | 63.84% | 65.82% | Middle third Ahead of 56% of peers |
| Assets per employee Total assets over full-time-equivalent staff. | $6.4M | $6.3M | Middle third Ahead of 54% of peers |
| Loans to deposits Net loans and leases over total deposits. | 42.33% | 70.67% | Context |
What it means for lending operations
Its efficiency ratio of 63.84% is better than the 65.82% peer median. Banks that already run lean usually find their next gains in loan growth: faster digital applications and fewer borrowers abandoning a slow document chase.
Banks closest in size
- Rushville State Bank Rushville, IL · $135M
- First Community Bank of Hillsboro Hillsboro, IL · $133M
- The Iuka State Bank Salem, IL · $133M
- The Litchfield National Bank Litchfield, IL · $136M
- Southern Illinois Bank Johnston City, IL · $136M
- Streator Home Savings Bank Streator, IL · $137M
Questions about Bank of Kampsville
How big is Bank of Kampsville?
Bank of Kampsville, established in 1908, is headquartered in Kampsville, IL. It reported $134M in total assets in its Q2 2026 FDIC call report and operates 4 offices.
What is Bank of Kampsville's return on assets?
0.93% annualized in Q2 2026, against a 1.12% median for 121 IL banks with half to twice its assets, ahead of 39% of them.
What is Bank of Kampsville's efficiency ratio?
63.84% in Q2 2026: it spent about 64 cents in noninterest expense for each dollar of revenue. The peer median is 65.82%, and lower is better.
Is Bank of Kampsville growing its loans?
Net loans grew 0.4% over the year to Q2 2026, while deposits grew 6.3%.
Sources and method
Figures are from the FDIC’s public call report data for the quarter ending 06/30/2026, via FDIC BankFind. Return on assets and net interest margin are annualized year to date. Peers are IL banks with half to twice its assets in the same quarter, excluding this bank. The page refreshes daily, so new quarters appear as banks file. Compare another bank or see every Illinois bank ranked.