Peoples National Bank of Kewanee: how it compares with its peers
Against 107 IL banks with half to twice its assets, Peoples National Bank of Kewanee's strongest measure in Q2 2026 is assets per employee ($7.3M vs. a $7.3M peer median). Its weakest relative measure is net interest margin (2.73% vs. 3.66%).
| Measure | This bank | Peer median | Rank |
|---|---|---|---|
| Return on assets Annualized net income over average assets. | 0.76% | 1.14% | Bottom third Ahead of 20% of peers |
| Net interest margin Annualized net interest income over earning assets. | 2.73% | 3.66% | Bottom third Ahead of 6% of peers |
| Efficiency ratio Noninterest expense per dollar of revenue. Lower is better. | 66.40% | 62.90% | Middle third Ahead of 37% of peers |
| Assets per employee Total assets over full-time-equivalent staff. | $7.3M | $7.3M | Middle third Ahead of 50% of peers |
| Loans to deposits Net loans and leases over total deposits. | 31.17% | 78.43% | Context |
What it means for lending operations
Its efficiency ratio of 66.40% is above the 62.90% peer median: it spends more to earn each dollar of revenue than most banks its size. Staff time on manual borrower verification (collecting pay stubs, bank statements, and employment letters, then re-keying them) is one of the larger controllable costs behind that number.
Banks closest in size
- Washington Savings Bank Effingham, IL · $585M
- FNBC Bank & Trust La Grange, IL · $582M
- Bank of Belleville Belleville, IL · $563M
- The Fairfield National Bank Fairfield, IL · $621M
- The First National Bank of Carmi Carmi, IL · $622M
- Lisle Savings Bank Lisle, IL · $545M
Questions about Peoples National Bank of Kewanee
How big is Peoples National Bank of Kewanee?
Peoples National Bank of Kewanee, established in 1928, is headquartered in Kewanee, IL. It reported $588M in total assets in its Q2 2026 FDIC call report and operates 10 offices.
What is Peoples National Bank of Kewanee's return on assets?
0.76% annualized in Q2 2026, against a 1.14% median for 107 IL banks with half to twice its assets, ahead of 20% of them.
What is Peoples National Bank of Kewanee's efficiency ratio?
66.40% in Q2 2026: it spent about 66 cents in noninterest expense for each dollar of revenue. The peer median is 62.90%, and lower is better.
Is Peoples National Bank of Kewanee growing its loans?
Net loans shrank 7.7% over the year to Q2 2026, while deposits grew 0.7%.
Sources and method
Figures are from the FDIC’s public call report data for the quarter ending 06/30/2026, via FDIC BankFind. Return on assets and net interest margin are annualized year to date. Peers are IL banks with half to twice its assets in the same quarter, excluding this bank. The page refreshes daily, so new quarters appear as banks file. Compare another bank or see every Illinois bank ranked.