Lisle Savings Bank: how it compares with its peers
Against 113 IL banks with half to twice its assets, Lisle Savings Bank's strongest measure in Q2 2026 is assets per employee ($10.3M vs. a $7.3M peer median). Its weakest relative measure is net interest margin (2.82% vs. 3.67%).
| Measure | Lisle Savings Bank | Peer median | Rank |
|---|---|---|---|
| Return on assets Annualized net income over average assets. | 0.84% | 1.17% | Bottom third Ahead of 27% of peers |
| Net interest margin Annualized net interest income over earning assets. | 2.82% | 3.67% | Bottom third Ahead of 10% of peers |
| Efficiency ratio Noninterest expense per dollar of revenue. Lower is better. | 61.74% | 62.75% | Middle third Ahead of 51% of peers |
| Assets per employee Total assets over full-time-equivalent staff. | $10.3M | $7.3M | Top third Ahead of 83% of peers |
| Loans to deposits Net loans and leases over total deposits. | 77.27% | 78.43% | Context |
What it means for lending operations
Its efficiency ratio of 61.74% is better than the 62.75% peer median. Banks that already run lean usually find their next gains in loan growth: faster digital applications and fewer borrowers abandoning a slow document chase.
Banks closest in size
- First Nations Bank Chicago, IL · $537M
- Pan American Bank & Trust Melrose Park, IL · $536M
- Citizens Community Bank Mascoutah, IL · $531M
- First Secure Community Bank Sugar Grove, IL · $529M
- Bank of Belleville Belleville, IL · $563M
- Germantown Trust & Savings Bank Breese, IL · $524M
Questions about Lisle Savings Bank
How big is Lisle Savings Bank?
Lisle Savings Bank, established in 1917, is headquartered in Lisle, IL. It reported $545M in total assets in its Q2 2026 FDIC call report and operates 4 offices.
What is Lisle Savings Bank's return on assets?
0.84% annualized in Q2 2026, against a 1.17% median for 113 IL banks with half to twice its assets, ahead of 27% of them.
What is Lisle Savings Bank's efficiency ratio?
61.74% in Q2 2026: it spent about 62 cents in noninterest expense for each dollar of revenue. The peer median is 62.75%, and lower is better.
Is Lisle Savings Bank growing its loans?
Net loans grew 5.2% over the year to Q2 2026, while deposits shrank 0.3%.
Sources and method
Figures are from the FDIC’s public call report data for the quarter ending 06/30/2026, via FDIC BankFind. Return on assets and net interest margin are annualized year to date. Peers are IL banks with half to twice its assets in the same quarter, excluding this bank. The page refreshes daily, so new quarters appear as banks file. Compare another bank or see every Illinois bank ranked.