Crawford County Trust and Savings Bank: how it compares with its peers
Against 114 IA banks with half to twice its assets, Crawford County Trust and Savings Bank's strongest measure in Q2 2026 is return on assets (1.89% vs. a 1.41% peer median). Its weakest relative measure is assets per employee ($8.7M vs. $8.7M).
| Measure | This bank | Peer median | Rank |
|---|---|---|---|
| Return on assets Annualized net income over average assets. | 1.89% | 1.41% | Top third Ahead of 85% of peers |
| Net interest margin Annualized net interest income over earning assets. | 3.76% | 3.57% | Middle third Ahead of 64% of peers |
| Efficiency ratio Noninterest expense per dollar of revenue. Lower is better. | 48.03% | 54.67% | Top third Ahead of 79% of peers |
| Assets per employee Total assets over full-time-equivalent staff. | $8.7M | $8.7M | Middle third Ahead of 50% of peers |
| Loans to deposits Net loans and leases over total deposits. | 71.30% | 80.63% | Context |
What it means for lending operations
Its efficiency ratio of 48.03% is better than the 54.67% peer median. Banks that already run lean usually find their next gains in loan growth: faster digital applications and fewer borrowers abandoning a slow document chase.
Banks closest in size
- State Savings Bank West Des Moines, IA · $292M
- Leighton State Bank Pella, IA · $298M
- United Community Bank Milford, IA · $290M
- Farmers Savings Bank Colesburg, IA · $299M
- The Home Trust & Savings Bank Osage, IA · $288M
- First Whitney Bank and Trust Atlantic, IA · $288M
Questions about Crawford County Trust and Savings Bank
How big is Crawford County Trust and Savings Bank?
Crawford County Trust and Savings Bank, established in 1927, is headquartered in Denison, IA. It reported $294M in total assets in its Q2 2026 FDIC call report and operates 3 offices.
What is Crawford County Trust and Savings Bank's return on assets?
1.89% annualized in Q2 2026, against a 1.41% median for 114 IA banks with half to twice its assets, ahead of 85% of them.
What is Crawford County Trust and Savings Bank's efficiency ratio?
48.03% in Q2 2026: it spent about 48 cents in noninterest expense for each dollar of revenue. The peer median is 54.67%, and lower is better.
Is Crawford County Trust and Savings Bank growing its loans?
Net loans grew 0.2% over the year to Q2 2026, while deposits grew 5.9%.
Sources and method
Figures are from the FDIC’s public call report data for the quarter ending 06/30/2026, via FDIC BankFind. Return on assets and net interest margin are annualized year to date. Peers are IA banks with half to twice its assets in the same quarter, excluding this bank. The page refreshes daily, so new quarters appear as banks file. Compare another bank or see every Iowa bank ranked.