Leighton State Bank: how it compares with its peers
Against 113 IA banks with half to twice its assets, Leighton State Bank's strongest measure in Q2 2026 is return on assets (1.80% vs. a 1.40% peer median). Its weakest relative measure is assets per employee ($6.8M vs. $8.7M).
| Measure | Leighton State Bank | Peer median | Rank |
|---|---|---|---|
| Return on assets Annualized net income over average assets. | 1.80% | 1.40% | Top third Ahead of 81% of peers |
| Net interest margin Annualized net interest income over earning assets. | 3.73% | 3.57% | Middle third Ahead of 64% of peers |
| Efficiency ratio Noninterest expense per dollar of revenue. Lower is better. | 58.09% | 54.69% | Middle third Ahead of 42% of peers |
| Assets per employee Total assets over full-time-equivalent staff. | $6.8M | $8.7M | Bottom third Ahead of 19% of peers |
| Loans to deposits Net loans and leases over total deposits. | 86.31% | 80.41% | Context |
What it means for lending operations
Its efficiency ratio of 58.09% is above the 54.69% peer median: it spends more to earn each dollar of revenue than most banks its size. Staff time on manual borrower verification (collecting pay stubs, bank statements, and employment letters, then re-keying them) is one of the larger controllable costs behind that number.
Banks closest in size
- Farmers Savings Bank Colesburg, IA · $299M
- Crawford County Trust and Savings Bank Denison, IA · $294M
- Community Bank and Trust Company Muscatine, IA · $303M
- State Savings Bank West Des Moines, IA · $292M
- Savings Bank Primghar, IA · $305M
- United Community Bank Milford, IA · $290M
Questions about Leighton State Bank
How big is Leighton State Bank?
Leighton State Bank, established in 1911, is headquartered in Pella, IA. It reported $298M in total assets in its Q2 2026 FDIC call report and operates 4 offices.
What is Leighton State Bank's return on assets?
1.80% annualized in Q2 2026, against a 1.40% median for 113 IA banks with half to twice its assets, ahead of 81% of them.
What is Leighton State Bank's efficiency ratio?
58.09% in Q2 2026: it spent about 58 cents in noninterest expense for each dollar of revenue. The peer median is 54.69%, and lower is better.
Is Leighton State Bank growing its loans?
Net loans grew 8.5% over the year to Q2 2026, while deposits grew 7.0%.
Sources and method
Figures are from the FDIC’s public call report data for the quarter ending 06/30/2026, via FDIC BankFind. Return on assets and net interest margin are annualized year to date. Peers are IA banks with half to twice its assets in the same quarter, excluding this bank. The page refreshes daily, so new quarters appear as banks file. Compare another bank or see every Iowa bank ranked.