The Delaware National Bank of Delhi: how it compares with its peers
Against 37 NY banks with half to twice its assets, The Delaware National Bank of Delhi's strongest measure in Q2 2026 is assets per employee ($8.5M vs. a $7.1M peer median). Its weakest relative measure is net interest margin (2.63% vs. 3.76%).
| Measure | This bank | Peer median | Rank |
|---|---|---|---|
| Return on assets Annualized net income over average assets. | 0.80% | 0.71% | Middle third Ahead of 54% of peers |
| Net interest margin Annualized net interest income over earning assets. | 2.63% | 3.76% | Bottom third Ahead of 19% of peers |
| Efficiency ratio Noninterest expense per dollar of revenue. Lower is better. | 65.57% | 71.94% | Middle third Ahead of 65% of peers |
| Assets per employee Total assets over full-time-equivalent staff. | $8.5M | $7.1M | Top third Ahead of 71% of peers |
| Loans to deposits Net loans and leases over total deposits. | 76.44% | 88.58% | Context |
What it means for lending operations
Its efficiency ratio of 65.57% is better than the 71.94% peer median. Banks that already run lean usually find their next gains in loan growth: faster digital applications and fewer borrowers abandoning a slow document chase.
Banks closest in size
- Cattaraugus County Bank Little Valley, NY · $385M
- The North Country Savings Bank Canton, NY · $373M
- Abacus Federal Savings Bank New York, NY · $321M
- The Bank of East Asia Ltd. New York, NY · $450M
- Seneca Savings Bank, National Association Baldwinsville, NY · $312M
- Carthage Savings and Loan, National Association Carthage, NY · $312M
Questions about The Delaware National Bank of Delhi
How big is The Delaware National Bank of Delhi?
The Delaware National Bank of Delhi, established in 1839, is headquartered in Delhi, NY. It reported $384M in total assets in its Q2 2026 FDIC call report and operates 4 offices.
What is The Delaware National Bank of Delhi's return on assets?
0.80% annualized in Q2 2026, against a 0.71% median for 37 NY banks with half to twice its assets, ahead of 54% of them.
What is The Delaware National Bank of Delhi's efficiency ratio?
65.57% in Q2 2026: it spent about 66 cents in noninterest expense for each dollar of revenue. The peer median is 71.94%, and lower is better.
Is The Delaware National Bank of Delhi growing its loans?
Net loans grew 2.7% over the year to Q2 2026, while deposits grew 3.1%.
Sources and method
Figures are from the FDIC’s public call report data for the quarter ending 06/30/2026, via FDIC BankFind. Return on assets and net interest margin are annualized year to date. Peers are NY banks with half to twice its assets in the same quarter, excluding this bank. The page refreshes daily, so new quarters appear as banks file. Compare another bank or see every New York bank ranked.