Redstone Bank: how it compares with its peers
Against 32 CO banks with half to twice its assets, Redstone Bank's strongest measure in Q2 2026 is assets per employee ($9.6M vs. a $7.8M peer median). Its weakest relative measure is return on assets (0.53% vs. 1.11%).
| Measure | Redstone Bank | Peer median | Rank |
|---|---|---|---|
| Return on assets Annualized net income over average assets. | 0.53% | 1.11% | Bottom third Ahead of 13% of peers |
| Net interest margin Annualized net interest income over earning assets. | 3.47% | 4.11% | Bottom third Ahead of 16% of peers |
| Efficiency ratio Noninterest expense per dollar of revenue. Lower is better. | 75.56% | 67.55% | Bottom third Ahead of 19% of peers |
| Assets per employee Total assets over full-time-equivalent staff. | $9.6M | $7.8M | Top third Ahead of 81% of peers |
| Loans to deposits Net loans and leases over total deposits. | 65.07% | 87.95% | Context |
What it means for lending operations
Its efficiency ratio of 75.56% is above the 67.55% peer median: it spends more to earn each dollar of revenue than most banks its size. Staff time on manual borrower verification (collecting pay stubs, bank statements, and employment letters, then re-keying them) is one of the larger controllable costs behind that number.
Banks closest in size
- Farmers Bank Ault, CO · $297M
- Wray State Bank Wray, CO · $312M
- First American State Bank Greenwood Village, CO · $277M
- FMS Bank Fort Morgan, CO · $325M
- North Valley Bank Thornton, CO · $269M
- The Colorado Bank and Trust Company of La Junta La Junta, CO · $330M
Questions about Redstone Bank
How big is Redstone Bank?
Redstone Bank, established in 2008, is headquartered in Centennial, CO. It reported $298M in total assets in its Q2 2026 FDIC call report and operates 3 offices.
What is Redstone Bank's return on assets?
0.53% annualized in Q2 2026, against a 1.11% median for 32 CO banks with half to twice its assets, ahead of 13% of them.
What is Redstone Bank's efficiency ratio?
75.56% in Q2 2026: it spent about 76 cents in noninterest expense for each dollar of revenue. The peer median is 67.55%, and lower is better.
Is Redstone Bank growing its loans?
Net loans grew 2.2% over the year to Q2 2026, while deposits grew 15.6%.
Sources and method
Figures are from the FDIC’s public call report data for the quarter ending 06/30/2026, via FDIC BankFind. Return on assets and net interest margin are annualized year to date. Peers are CO banks with half to twice its assets in the same quarter, excluding this bank. The page refreshes daily, so new quarters appear as banks file. Compare another bank or see every Colorado bank ranked.