The Colorado Bank and Trust Company of La Junta: how it compares with its peers
Against 32 CO banks with half to twice its assets, The Colorado Bank and Trust Company of La Junta's strongest measure in Q2 2026 is net interest margin (5.23% vs. a 4.11% peer median). Its weakest relative measure is assets per employee ($6.7M vs. $7.7M).
| Measure | This bank | Peer median | Rank |
|---|---|---|---|
| Return on assets Annualized net income over average assets. | 1.23% | 1.11% | Middle third Ahead of 56% of peers |
| Net interest margin Annualized net interest income over earning assets. | 5.23% | 4.11% | Top third Ahead of 88% of peers |
| Efficiency ratio Noninterest expense per dollar of revenue. Lower is better. | 67.69% | 67.65% | Middle third Ahead of 50% of peers |
| Assets per employee Total assets over full-time-equivalent staff. | $6.7M | $7.7M | Middle third Ahead of 34% of peers |
| Loans to deposits Net loans and leases over total deposits. | 94.84% | 84.24% | Context |
What it means for lending operations
Its efficiency ratio of 67.69% is better than the 67.65% peer median. Banks that already run lean usually find their next gains in loan growth: faster digital applications and fewer borrowers abandoning a slow document chase.
Banks closest in size
- FMS Bank Fort Morgan, CO · $325M
- Alamosa State Bank Alamosa, CO · $340M
- Wray State Bank Wray, CO · $312M
- Native American Bank, National Association Denver, CO · $362M
- Redstone Bank Centennial, CO · $298M
- Farmers Bank Ault, CO · $297M
Questions about The Colorado Bank and Trust Company of La Junta
How big is The Colorado Bank and Trust Company of La Junta?
The Colorado Bank and Trust Company of La Junta, established in 1907, is headquartered in La Junta, CO. It reported $330M in total assets in its Q2 2026 FDIC call report and operates 5 offices.
What is The Colorado Bank and Trust Company of La Junta's return on assets?
1.23% annualized in Q2 2026, against a 1.11% median for 32 CO banks with half to twice its assets, ahead of 56% of them.
What is The Colorado Bank and Trust Company of La Junta's efficiency ratio?
67.69% in Q2 2026: it spent about 68 cents in noninterest expense for each dollar of revenue. The peer median is 67.65%, and lower is better.
Is The Colorado Bank and Trust Company of La Junta growing its loans?
Net loans grew 47.8% over the year to Q2 2026, while deposits grew 31.7%.
Sources and method
Figures are from the FDIC’s public call report data for the quarter ending 06/30/2026, via FDIC BankFind. Return on assets and net interest margin are annualized year to date. Peers are CO banks with half to twice its assets in the same quarter, excluding this bank. The page refreshes daily, so new quarters appear as banks file. Compare another bank or see every Colorado bank ranked.