Texas Security Bank: how it compares with its peers
Against 88 TX banks with half to twice its assets, Texas Security Bank's strongest measure in Q2 2026 is assets per employee ($13.0M vs. a $8.3M peer median). Its weakest relative measure is return on assets (1.10% vs. 1.55%).
| Measure | Texas Security Bank | Peer median | Rank |
|---|---|---|---|
| Return on assets Annualized net income over average assets. | 1.10% | 1.55% | Bottom third Ahead of 25% of peers |
| Net interest margin Annualized net interest income over earning assets. | 3.67% | 4.17% | Bottom third Ahead of 25% of peers |
| Efficiency ratio Noninterest expense per dollar of revenue. Lower is better. | 57.50% | 58.01% | Middle third Ahead of 53% of peers |
| Assets per employee Total assets over full-time-equivalent staff. | $13.0M | $8.3M | Top third Ahead of 85% of peers |
| Loans to deposits Net loans and leases over total deposits. | 84.86% | 79.74% | Context |
What it means for lending operations
Its efficiency ratio of 57.50% is better than the 58.01% peer median. Banks that already run lean usually find their next gains in loan growth: faster digital applications and fewer borrowers abandoning a slow document chase.
Banks closest in size
- The City National Bank of Sulphur Springs Sulphur Springs, TX · $1.37B
- SouthStar Bank, S.S.B. Moulton, TX · $1.37B
- Wallis Bank Wallis, TX · $1.38B
- Alliance Bank Sulphur Springs, TX · $1.39B
- Southwestern National Bank Houston, TX · $1.39B
- Central Bank Houston, TX · $1.42B
Questions about Texas Security Bank
How big is Texas Security Bank?
Texas Security Bank, established in 2008, is headquartered in Dallas, TX. It reported $1.38B in total assets in its Q2 2026 FDIC call report and operates 4 offices.
What is Texas Security Bank's return on assets?
1.10% annualized in Q2 2026, against a 1.55% median for 88 TX banks with half to twice its assets, ahead of 25% of them.
What is Texas Security Bank's efficiency ratio?
57.50% in Q2 2026: it spent about 57 cents in noninterest expense for each dollar of revenue. The peer median is 58.01%, and lower is better.
Is Texas Security Bank growing its loans?
Net loans grew 13.2% over the year to Q2 2026, while deposits grew 17.4%.
Sources and method
Figures are from the FDIC’s public call report data for the quarter ending 06/30/2026, via FDIC BankFind. Return on assets and net interest margin are annualized year to date. Peers are TX banks with half to twice its assets in the same quarter, excluding this bank. The page refreshes daily, so new quarters appear as banks file. Compare another bank or see every Texas bank ranked.