Pegasus Bank: how it compares with its peers
Against 84 TX banks with half to twice its assets, Pegasus Bank's strongest measure in Q2 2026 is assets per employee ($18.9M vs. a $8.6M peer median). Its weakest relative measure is net interest margin (3.61% vs. 4.17%).
| Measure | Pegasus Bank | Peer median | Rank |
|---|---|---|---|
| Return on assets Annualized net income over average assets. | 1.60% | 1.54% | Middle third Ahead of 55% of peers |
| Net interest margin Annualized net interest income over earning assets. | 3.61% | 4.17% | Bottom third Ahead of 21% of peers |
| Efficiency ratio Noninterest expense per dollar of revenue. Lower is better. | 42.75% | 57.81% | Top third Ahead of 85% of peers |
| Assets per employee Total assets over full-time-equivalent staff. | $18.9M | $8.6M | Top third Ahead of 98% of peers |
| Loans to deposits Net loans and leases over total deposits. | 71.74% | 80.05% | Context |
What it means for lending operations
Its efficiency ratio of 42.75% is better than the 57.81% peer median. Banks that already run lean usually find their next gains in loan growth: faster digital applications and fewer borrowers abandoning a slow document chase.
Banks closest in size
- Central National Bank Waco, TX · $1.47B
- Rio Bank Mcallen, TX · $1.42B
- Central Bank Houston, TX · $1.42B
- Southwestern National Bank Houston, TX · $1.39B
- Alliance Bank Sulphur Springs, TX · $1.39B
- Wallis Bank Wallis, TX · $1.38B
Questions about Pegasus Bank
How big is Pegasus Bank?
Pegasus Bank, established in 2007, is headquartered in Dallas, TX. It reported $1.46B in total assets in its Q2 2026 FDIC call report and operates 3 offices.
What is Pegasus Bank's return on assets?
1.60% annualized in Q2 2026, against a 1.54% median for 84 TX banks with half to twice its assets, ahead of 55% of them.
What is Pegasus Bank's efficiency ratio?
42.75% in Q2 2026: it spent about 43 cents in noninterest expense for each dollar of revenue. The peer median is 57.81%, and lower is better.
Is Pegasus Bank growing its loans?
Net loans grew 4.0% over the year to Q2 2026, while deposits grew 0.5%.
Sources and method
Figures are from the FDIC’s public call report data for the quarter ending 06/30/2026, via FDIC BankFind. Return on assets and net interest margin are annualized year to date. Peers are TX banks with half to twice its assets in the same quarter, excluding this bank. The page refreshes daily, so new quarters appear as banks file. Compare another bank or see every Texas bank ranked.