Old Plank Trail Community Bank, National Association: how it compares with its peers
Against 31 IL banks with half to twice its assets, Old Plank Trail Community Bank, National Association's strongest measure in Q2 2026 is assets per employee ($20.4M vs. a $12.6M peer median). Its weakest relative measure is return on assets (1.19% vs. 1.43%).
| Measure | This bank | Peer median | Rank |
|---|---|---|---|
| Return on assets Annualized net income over average assets. | 1.19% | 1.43% | Bottom third Ahead of 19% of peers |
| Net interest margin Annualized net interest income over earning assets. | 3.19% | 3.39% | Bottom third Ahead of 26% of peers |
| Efficiency ratio Noninterest expense per dollar of revenue. Lower is better. | 47.72% | 50.85% | Middle third Ahead of 58% of peers |
| Assets per employee Total assets over full-time-equivalent staff. | $20.4M | $12.6M | Top third Ahead of 70% of peers |
| Loans to deposits Net loans and leases over total deposits. | 79.79% | 87.26% | Context |
What it means for lending operations
Its efficiency ratio of 47.72% is better than the 50.85% peer median. Banks that already run lean usually find their next gains in loan growth: faster digital applications and fewer borrowers abandoning a slow document chase.
Banks closest in size
- Village Bank and Trust, National Association Arlington Heights, IL · $3.63B
- Parkway Bank and Trust Company Harwood Heights, IL · $3.66B
- St. Charles Bank & Trust Company, National Association Saint Charles, IL · $3.69B
- Banterra Bank Marion, IL · $3.36B
- Libertyville Bank & Trust Company, National Association Libertyville, IL · $3.34B
- Carrollton Bank Carrollton, IL · $3.88B
Questions about Old Plank Trail Community Bank, National Association
How big is Old Plank Trail Community Bank, National Association?
Old Plank Trail Community Bank, National Association, established in 2006, is headquartered in New Lenox, IL. It reported $3.53B in total assets in its Q2 2026 FDIC call report and operates 18 offices.
What is Old Plank Trail Community Bank, National Association's return on assets?
1.19% annualized in Q2 2026, against a 1.43% median for 31 IL banks with half to twice its assets, ahead of 19% of them.
What is Old Plank Trail Community Bank, National Association's efficiency ratio?
47.72% in Q2 2026: it spent about 48 cents in noninterest expense for each dollar of revenue. The peer median is 50.85%, and lower is better.
Is Old Plank Trail Community Bank, National Association growing its loans?
Net loans grew 9.2% over the year to Q2 2026, while deposits grew 12.4%.
Sources and method
Figures are from the FDIC’s public call report data for the quarter ending 06/30/2026, via FDIC BankFind. Return on assets and net interest margin are annualized year to date. Peers are IL banks with half to twice its assets in the same quarter, excluding this bank. The page refreshes daily, so new quarters appear as banks file. Compare another bank or see every Illinois bank ranked.