Libertyville Bank & Trust Company, National Association: how it compares with its peers
Against 29 IL banks with half to twice its assets, Libertyville Bank & Trust Company, National Association's strongest measure in Q2 2026 is assets per employee ($38.8M vs. a $12.6M peer median). Its weakest relative measure is net interest margin (3.41% vs. 3.35%).
| Measure | This bank | Peer median | Rank |
|---|---|---|---|
| Return on assets Annualized net income over average assets. | 1.50% | 1.36% | Middle third Ahead of 66% of peers |
| Net interest margin Annualized net interest income over earning assets. | 3.41% | 3.35% | Middle third Ahead of 59% of peers |
| Efficiency ratio Noninterest expense per dollar of revenue. Lower is better. | 33.42% | 50.98% | Top third Ahead of 86% of peers |
| Assets per employee Total assets over full-time-equivalent staff. | $38.8M | $12.6M | Top third Ahead of 93% of peers |
| Loans to deposits Net loans and leases over total deposits. | 85.76% | 86.78% | Context |
What it means for lending operations
Its efficiency ratio of 33.42% is better than the 50.98% peer median. Banks that already run lean usually find their next gains in loan growth: faster digital applications and fewer borrowers abandoning a slow document chase.
Banks closest in size
- Banterra Bank Marion, IL · $3.36B
- Old Plank Trail Community Bank, National Association New Lenox, IL · $3.53B
- Village Bank and Trust, National Association Arlington Heights, IL · $3.63B
- Parkway Bank and Trust Company Harwood Heights, IL · $3.66B
- St. Charles Bank & Trust Company, National Association Saint Charles, IL · $3.69B
- Lakeside Bank Chicago, IL · $2.85B
Questions about Libertyville Bank & Trust Company, National Association
How big is Libertyville Bank & Trust Company, National Association?
Libertyville Bank & Trust Company, National Association, established in 1995, is headquartered in Libertyville, IL. It reported $3.34B in total assets in its Q2 2026 FDIC call report and operates 8 offices.
What is Libertyville Bank & Trust Company, National Association's return on assets?
1.50% annualized in Q2 2026, against a 1.36% median for 29 IL banks with half to twice its assets, ahead of 66% of them.
What is Libertyville Bank & Trust Company, National Association's efficiency ratio?
33.42% in Q2 2026: it spent about 33 cents in noninterest expense for each dollar of revenue. The peer median is 50.98%, and lower is better.
Is Libertyville Bank & Trust Company, National Association growing its loans?
Net loans grew 8.2% over the year to Q2 2026, while deposits grew 13.1%.
Sources and method
Figures are from the FDIC’s public call report data for the quarter ending 06/30/2026, via FDIC BankFind. Return on assets and net interest margin are annualized year to date. Peers are IL banks with half to twice its assets in the same quarter, excluding this bank. The page refreshes daily, so new quarters appear as banks file. Compare another bank or see every Illinois bank ranked.