Community Bank Delaware: how it compares with its peers
Against 1000 U.S. banks with half to twice its assets, Community Bank Delaware's strongest measure in Q2 2026 is assets per employee ($9.2M vs. a $6.9M peer median). Its weakest relative measure is return on assets (0.52% vs. 1.29%).
| Measure | Community Bank Delaware | Peer median | Rank |
|---|---|---|---|
| Return on assets Annualized net income over average assets. | 0.52% | 1.29% | Bottom third Ahead of 12% of peers |
| Net interest margin Annualized net interest income over earning assets. | 3.09% | 3.92% | Bottom third Ahead of 12% of peers |
| Efficiency ratio Noninterest expense per dollar of revenue. Lower is better. | 75.70% | 61.53% | Bottom third Ahead of 18% of peers |
| Assets per employee Total assets over full-time-equivalent staff. | $9.2M | $6.9M | Top third Ahead of 83% of peers |
| Loans to deposits Net loans and leases over total deposits. | 96.57% | 80.42% | Context |
What it means for lending operations
Its efficiency ratio of 75.70% is above the 61.53% peer median: it spends more to earn each dollar of revenue than most banks its size. Staff time on manual borrower verification (collecting pay stubs, bank statements, and employment letters, then re-keying them) is one of the larger controllable costs behind that number.
Banks closest in size
- West Texas State Bank Snyder, TX · $444M
- The James Polk Stone Community Bank Portales, NM · $444M
- First Jackson Bank, Inc. Stevenson, AL · $444M
- Broadstreet Bank S S B Mineola, TX · $443M
- The Citizens State Bank Marysville, KS · $442M
- The National Grand Bank of Marblehead Marblehead, MA · $445M
Questions about Community Bank Delaware
How big is Community Bank Delaware?
Community Bank Delaware, established in 2006, is headquartered in Lewes, DE. It reported $444M in total assets in its Q2 2026 FDIC call report and operates 4 offices.
What is Community Bank Delaware's return on assets?
0.52% annualized in Q2 2026, against a 1.29% median for 1000 U.S. banks with half to twice its assets, ahead of 12% of them.
What is Community Bank Delaware's efficiency ratio?
75.70% in Q2 2026: it spent about 76 cents in noninterest expense for each dollar of revenue. The peer median is 61.53%, and lower is better.
Is Community Bank Delaware growing its loans?
Net loans grew 4.9% over the year to Q2 2026, while deposits grew 8.4%.
Sources and method
Figures are from the FDIC’s public call report data for the quarter ending 06/30/2026, via FDIC BankFind. Return on assets and net interest margin are annualized year to date. Peers are U.S. banks with half to twice its assets in the same quarter, excluding this bank. The page refreshes daily, so new quarters appear as banks file. Compare another bank or see every Delaware bank ranked.