Eagle Bank: how it compares with its peers
Against 19 MT banks with half to twice its assets, Eagle Bank's strongest measure in Q2 2026 is efficiency ratio (38.94% vs. a 56.67% peer median). Its weakest relative measure is assets per employee ($8.5M vs. $6.9M).
| Measure | Eagle Bank | Peer median | Rank |
|---|---|---|---|
| Return on assets Annualized net income over average assets. | 2.29% | 1.41% | Top third Ahead of 89% of peers |
| Net interest margin Annualized net interest income over earning assets. | 5.17% | 4.17% | Top third Ahead of 84% of peers |
| Efficiency ratio Noninterest expense per dollar of revenue. Lower is better. | 38.94% | 56.67% | Top third Ahead of 95% of peers |
| Assets per employee Total assets over full-time-equivalent staff. | $8.5M | $6.9M | Top third Ahead of 68% of peers |
| Loans to deposits Net loans and leases over total deposits. | 60.68% | 74.22% | Context |
What it means for lending operations
Its efficiency ratio of 38.94% is better than the 56.67% peer median. Banks that already run lean usually find their next gains in loan growth: faster digital applications and fewer borrowers abandoning a slow document chase.
Banks closest in size
- The First State Bank of Shelby Shelby, MT · $176M
- The First State Bank of Malta Malta, MT · $190M
- First State Bank of Forsyth Forsyth, MT · $166M
- The Bank of Baker Baker, MT · $161M
- Freedom Bank Columbia Falls, MT · $157M
- Citizens Bank & Trust Company Big Timber, MT · $155M
Questions about Eagle Bank
How big is Eagle Bank?
Eagle Bank, established in 2006, is headquartered in Polson, MT. It reported $180M in total assets in its Q2 2026 FDIC call report and operates 1 office.
What is Eagle Bank's return on assets?
2.29% annualized in Q2 2026, against a 1.41% median for 19 MT banks with half to twice its assets, ahead of 89% of them.
What is Eagle Bank's efficiency ratio?
38.94% in Q2 2026: it spent about 39 cents in noninterest expense for each dollar of revenue. The peer median is 56.67%, and lower is better.
Is Eagle Bank growing its loans?
Net loans grew 9.4% over the year to Q2 2026, while deposits shrank 0.5%.
Sources and method
Figures are from the FDIC’s public call report data for the quarter ending 06/30/2026, via FDIC BankFind. Return on assets and net interest margin are annualized year to date. Peers are MT banks with half to twice its assets in the same quarter, excluding this bank. The page refreshes daily, so new quarters appear as banks file. Compare another bank or see every Montana bank ranked.