Greene County Commercial Bank: how it compares with its peers
Against 31 NY banks with half to twice its assets, Greene County Commercial Bank's strongest measure in Q2 2026 is efficiency ratio (10.91% vs. a 72.57% peer median). Its weakest relative measure is net interest margin (1.60% vs. 3.65%).
| Measure | This bank | Peer median | Rank |
|---|---|---|---|
| Return on assets Annualized net income over average assets. | 1.37% | 0.94% | Top third Ahead of 77% of peers |
| Net interest margin Annualized net interest income over earning assets. | 1.60% | 3.65% | Bottom third Ahead of 3% of peers |
| Efficiency ratio Noninterest expense per dollar of revenue. Lower is better. | 10.91% | 72.57% | Top third Ahead of 97% of peers |
| Loans to deposits Net loans and leases over total deposits. | 0.00% | 84.46% | Context |
What it means for lending operations
Its efficiency ratio of 10.91% is better than the 72.57% peer median. Banks that already run lean usually find their next gains in loan growth: faster digital applications and fewer borrowers abandoning a slow document chase.
Banks closest in size
- Genesee Regional Bank Rochester, NY · $1.31B
- Ballston Spa National Bank Ballston Spa, NY · $1.37B
- Ulster Savings Bank Kingston, NY · $1.39B
- Solvay Bank Solvay, NY · $1.20B
- Rhinebeck Bank Rhinebeck, NY · $1.47B
- Pathfinder Bank Oswego, NY · $1.49B
Questions about Greene County Commercial Bank
How big is Greene County Commercial Bank?
Greene County Commercial Bank, established in 2004, is headquartered in Catskill, NY. It reported $1.32B in total assets in its Q2 2026 FDIC call report and operates 1 office.
What is Greene County Commercial Bank's return on assets?
1.37% annualized in Q2 2026, against a 0.94% median for 31 NY banks with half to twice its assets, ahead of 77% of them.
What is Greene County Commercial Bank's efficiency ratio?
10.91% in Q2 2026: it spent about 11 cents in noninterest expense for each dollar of revenue. The peer median is 72.57%, and lower is better.
Sources and method
Figures are from the FDIC’s public call report data for the quarter ending 06/30/2026, via FDIC BankFind. Return on assets and net interest margin are annualized year to date. Peers are NY banks with half to twice its assets in the same quarter, excluding this bank. The page refreshes daily, so new quarters appear as banks file. Compare another bank or see every New York bank ranked.