Beverly Bank & Trust Company, National Association: how it compares with its peers
Against 32 IL banks with half to twice its assets, Beverly Bank & Trust Company, National Association's strongest measure in Q2 2026 is return on assets (1.62% vs. a 1.33% peer median). Its weakest relative measure is efficiency ratio (57.99% vs. 51.13%).
| Measure | This bank | Peer median | Rank |
|---|---|---|---|
| Return on assets Annualized net income over average assets. | 1.62% | 1.33% | Top third Ahead of 81% of peers |
| Net interest margin Annualized net interest income over earning assets. | 3.61% | 3.40% | Middle third Ahead of 63% of peers |
| Efficiency ratio Noninterest expense per dollar of revenue. Lower is better. | 57.99% | 51.13% | Middle third Ahead of 38% of peers |
| Assets per employee Total assets over full-time-equivalent staff. | $12.9M | $9.6M | Middle third Ahead of 65% of peers |
| Loans to deposits Net loans and leases over total deposits. | 90.45% | 86.27% | Context |
What it means for lending operations
Its efficiency ratio of 57.99% is above the 51.13% peer median: it spends more to earn each dollar of revenue than most banks its size. Staff time on manual borrower verification (collecting pay stubs, bank statements, and employment letters, then re-keying them) is one of the larger controllable costs behind that number.
Banks closest in size
- INB, National Association Springfield, IL · $2.68B
- FCB Banks Collinsville, IL · $2.64B
- Republic Bank of Chicago Oak Brook, IL · $2.61B
- State Bank of the Lakes, National Association Antioch, IL · $2.81B
- Schaumburg Bank & Trust Company, National Association Schaumburg, IL · $2.56B
- Lakeside Bank Chicago, IL · $2.85B
Questions about Beverly Bank & Trust Company, National Association
How big is Beverly Bank & Trust Company, National Association?
Beverly Bank & Trust Company, National Association, established in 2004, is headquartered in Chicago, IL. It reported $2.69B in total assets in its Q2 2026 FDIC call report and operates 8 offices.
What is Beverly Bank & Trust Company, National Association's return on assets?
1.62% annualized in Q2 2026, against a 1.33% median for 32 IL banks with half to twice its assets, ahead of 81% of them.
What is Beverly Bank & Trust Company, National Association's efficiency ratio?
57.99% in Q2 2026: it spent about 58 cents in noninterest expense for each dollar of revenue. The peer median is 51.13%, and lower is better.
Is Beverly Bank & Trust Company, National Association growing its loans?
Net loans grew 0.7% over the year to Q2 2026, while deposits grew 4.0%.
Sources and method
Figures are from the FDIC’s public call report data for the quarter ending 06/30/2026, via FDIC BankFind. Return on assets and net interest margin are annualized year to date. Peers are IL banks with half to twice its assets in the same quarter, excluding this bank. The page refreshes daily, so new quarters appear as banks file. Compare another bank or see every Illinois bank ranked.