Schaumburg Bank & Trust Company, National Association: how it compares with its peers
Against 31 IL banks with half to twice its assets, Schaumburg Bank & Trust Company, National Association's strongest measure in Q2 2026 is assets per employee ($38.2M vs. a $9.9M peer median). Its weakest relative measure is net interest margin (3.33% vs. 3.44%).
| Measure | This bank | Peer median | Rank |
|---|---|---|---|
| Return on assets Annualized net income over average assets. | 1.77% | 1.32% | Top third Ahead of 87% of peers |
| Net interest margin Annualized net interest income over earning assets. | 3.33% | 3.44% | Middle third Ahead of 35% of peers |
| Efficiency ratio Noninterest expense per dollar of revenue. Lower is better. | 34.50% | 52.84% | Top third Ahead of 84% of peers |
| Assets per employee Total assets over full-time-equivalent staff. | $38.2M | $9.9M | Top third Ahead of 90% of peers |
| Loans to deposits Net loans and leases over total deposits. | 83.83% | 86.78% | Context |
What it means for lending operations
Its efficiency ratio of 34.50% is better than the 52.84% peer median. Banks that already run lean usually find their next gains in loan growth: faster digital applications and fewer borrowers abandoning a slow document chase.
Banks closest in size
- Republic Bank of Chicago Oak Brook, IL · $2.61B
- FCB Banks Collinsville, IL · $2.64B
- INB, National Association Springfield, IL · $2.68B
- Beverly Bank & Trust Company, National Association Chicago, IL · $2.69B
- State Bank of the Lakes, National Association Antioch, IL · $2.81B
- Lakeside Bank Chicago, IL · $2.85B
Questions about Schaumburg Bank & Trust Company, National Association
How big is Schaumburg Bank & Trust Company, National Association?
Schaumburg Bank & Trust Company, National Association, established in 2001, is headquartered in Schaumburg, IL. It reported $2.56B in total assets in its Q2 2026 FDIC call report and operates 7 offices.
What is Schaumburg Bank & Trust Company, National Association's return on assets?
1.77% annualized in Q2 2026, against a 1.32% median for 31 IL banks with half to twice its assets, ahead of 87% of them.
What is Schaumburg Bank & Trust Company, National Association's efficiency ratio?
34.50% in Q2 2026: it spent about 35 cents in noninterest expense for each dollar of revenue. The peer median is 52.84%, and lower is better.
Is Schaumburg Bank & Trust Company, National Association growing its loans?
Net loans grew 2.3% over the year to Q2 2026, while deposits grew 6.6%.
Sources and method
Figures are from the FDIC’s public call report data for the quarter ending 06/30/2026, via FDIC BankFind. Return on assets and net interest margin are annualized year to date. Peers are IL banks with half to twice its assets in the same quarter, excluding this bank. The page refreshes daily, so new quarters appear as banks file. Compare another bank or see every Illinois bank ranked.