The First National Bank of Stanton: how it compares with its peers
Against 142 TX banks with half to twice its assets, The First National Bank of Stanton's strongest measure in Q2 2026 is efficiency ratio (30.84% vs. a 61.04% peer median). Its weakest relative measure is net interest margin (4.06% vs. 4.19%).
| Measure | This bank | Peer median | Rank |
|---|---|---|---|
| Return on assets Annualized net income over average assets. | 2.52% | 1.44% | Top third Ahead of 93% of peers |
| Net interest margin Annualized net interest income over earning assets. | 4.06% | 4.19% | Middle third Ahead of 42% of peers |
| Efficiency ratio Noninterest expense per dollar of revenue. Lower is better. | 30.84% | 61.04% | Top third Ahead of 99% of peers |
| Assets per employee Total assets over full-time-equivalent staff. | $15.8M | $7.2M | Top third Ahead of 93% of peers |
| Loans to deposits Net loans and leases over total deposits. | 29.93% | 72.36% | Context |
What it means for lending operations
Its efficiency ratio of 30.84% is better than the 61.04% peer median. Banks that already run lean usually find their next gains in loan growth: faster digital applications and fewer borrowers abandoning a slow document chase.
Banks closest in size
- Austin Capital Bank SSB Austin, TX · $395M
- Peoples State Bank of Hallettsville Hallettsville, TX · $396M
- TrustTexas Bank, SSB Cuero, TX · $393M
- Farmers State Bank Center, TX · $391M
- Lakeside Bank Rockwall, TX · $389M
- The MINT National Bank Kingwood, TX · $389M
Questions about The First National Bank of Stanton
How big is The First National Bank of Stanton?
The First National Bank of Stanton, established in 1906, is headquartered in Stanton, TX. It reported $395M in total assets in its Q2 2026 FDIC call report and operates 2 offices.
What is The First National Bank of Stanton's return on assets?
2.52% annualized in Q2 2026, against a 1.44% median for 142 TX banks with half to twice its assets, ahead of 93% of them.
What is The First National Bank of Stanton's efficiency ratio?
30.84% in Q2 2026: it spent about 31 cents in noninterest expense for each dollar of revenue. The peer median is 61.04%, and lower is better.
Is The First National Bank of Stanton growing its loans?
Net loans shrank 2.4% over the year to Q2 2026, while deposits shrank 9.9%.
Sources and method
Figures are from the FDIC’s public call report data for the quarter ending 06/30/2026, via FDIC BankFind. Return on assets and net interest margin are annualized year to date. Peers are TX banks with half to twice its assets in the same quarter, excluding this bank. The page refreshes daily, so new quarters appear as banks file. Compare another bank or see every Texas bank ranked.