The Peshtigo National Bank: how it compares with its peers
Against 76 WI banks with half to twice its assets, The Peshtigo National Bank's strongest measure in Q2 2026 is net interest margin (3.37% vs. a 3.88% peer median). Its weakest relative measure is return on assets (0.66% vs. 1.27%).
| Measure | The Peshtigo National Bank | Peer median | Rank |
|---|---|---|---|
| Return on assets Annualized net income over average assets. | 0.66% | 1.27% | Bottom third Ahead of 13% of peers |
| Net interest margin Annualized net interest income over earning assets. | 3.37% | 3.88% | Bottom third Ahead of 22% of peers |
| Efficiency ratio Noninterest expense per dollar of revenue. Lower is better. | 77.00% | 61.62% | Bottom third Ahead of 16% of peers |
| Assets per employee Total assets over full-time-equivalent staff. | $5.8M | $7.0M | Bottom third Ahead of 20% of peers |
| Loans to deposits Net loans and leases over total deposits. | 79.55% | 86.94% | Context |
What it means for lending operations
Its efficiency ratio of 77.00% is above the 61.62% peer median: it spends more to earn each dollar of revenue than most banks its size. Staff time on manual borrower verification (collecting pay stubs, bank statements, and employment letters, then re-keying them) is one of the larger controllable costs behind that number.
Banks closest in size
- Collins State Bank Collins, WI · $301M
- Laona State Bank Laona, WI · $297M
- Partners Bank of Wisconsin Marshfield, WI · $294M
- Citizens State Bank of Loyal Loyal, WI · $312M
- Nekoosa Port Edwards State Bank Nekoosa, WI · $287M
- First Federal Bank of Wisconsin Waukesha, WI · $286M
Questions about The Peshtigo National Bank
How big is The Peshtigo National Bank?
The Peshtigo National Bank, established in 1901, is headquartered in Peshtigo, WI. It reported $300M in total assets in its Q2 2026 FDIC call report and operates 6 offices.
What is The Peshtigo National Bank's return on assets?
0.66% annualized in Q2 2026, against a 1.27% median for 76 WI banks with half to twice its assets, ahead of 13% of them.
What is The Peshtigo National Bank's efficiency ratio?
77.00% in Q2 2026: it spent about 77 cents in noninterest expense for each dollar of revenue. The peer median is 61.62%, and lower is better.
Is The Peshtigo National Bank growing its loans?
Net loans grew 12.2% over the year to Q2 2026, while deposits grew 0.8%.
Sources and method
Figures are from the FDIC’s public call report data for the quarter ending 06/30/2026, via FDIC BankFind. Return on assets and net interest margin are annualized year to date. Peers are WI banks with half to twice its assets in the same quarter, excluding this bank. The page refreshes daily, so new quarters appear as banks file. Compare another bank or see every Wisconsin bank ranked.