First Federal Bank of Wisconsin: how it compares with its peers
Against 76 WI banks with half to twice its assets, First Federal Bank of Wisconsin's strongest measure in Q2 2026 is net interest margin (4.82% vs. a 3.83% peer median). Its weakest relative measure is assets per employee ($5.6M vs. $7.1M).
| Measure | This bank | Peer median | Rank |
|---|---|---|---|
| Return on assets Annualized net income over average assets. | 0.98% | 1.27% | Bottom third Ahead of 22% of peers |
| Net interest margin Annualized net interest income over earning assets. | 4.82% | 3.83% | Top third Ahead of 96% of peers |
| Efficiency ratio Noninterest expense per dollar of revenue. Lower is better. | 74.91% | 61.02% | Bottom third Ahead of 17% of peers |
| Assets per employee Total assets over full-time-equivalent staff. | $5.6M | $7.1M | Bottom third Ahead of 14% of peers |
| Loans to deposits Net loans and leases over total deposits. | 108.24% | 86.04% | Context |
What it means for lending operations
Its efficiency ratio of 74.91% is above the 61.02% peer median: it spends more to earn each dollar of revenue than most banks its size. Staff time on manual borrower verification (collecting pay stubs, bank statements, and employment letters, then re-keying them) is one of the larger controllable costs behind that number.
Banks closest in size
- Nekoosa Port Edwards State Bank Nekoosa, WI · $287M
- The Farmers State Bank of Waupaca Waupaca, WI · $279M
- Partners Bank of Wisconsin Marshfield, WI · $294M
- Ergo Bank Markesan, WI · $277M
- Laona State Bank Laona, WI · $297M
- The Peshtigo National Bank Peshtigo, WI · $300M
Questions about First Federal Bank of Wisconsin
How big is First Federal Bank of Wisconsin?
First Federal Bank of Wisconsin, established in 1922, is headquartered in Waukesha, WI. It reported $286M in total assets in its Q2 2026 FDIC call report and operates 5 offices.
What is First Federal Bank of Wisconsin's return on assets?
0.98% annualized in Q2 2026, against a 1.27% median for 76 WI banks with half to twice its assets, ahead of 22% of them.
What is First Federal Bank of Wisconsin's efficiency ratio?
74.91% in Q2 2026: it spent about 75 cents in noninterest expense for each dollar of revenue. The peer median is 61.02%, and lower is better.
Is First Federal Bank of Wisconsin growing its loans?
Net loans grew 4.9% over the year to Q2 2026, while deposits grew 0.8%.
Sources and method
Figures are from the FDIC’s public call report data for the quarter ending 06/30/2026, via FDIC BankFind. Return on assets and net interest margin are annualized year to date. Peers are WI banks with half to twice its assets in the same quarter, excluding this bank. The page refreshes daily, so new quarters appear as banks file. Compare another bank or see every Wisconsin bank ranked.