Emprise Bank: how it compares with its peers
Against 8 KS banks with half to twice its assets, Emprise Bank's strongest measure in Q2 2026 is return on assets (1.58% vs. a 1.44% peer median). Its weakest relative measure is assets per employee ($6.1M vs. $7.5M).
| Measure | Emprise Bank | Peer median | Rank |
|---|---|---|---|
| Return on assets Annualized net income over average assets. | 1.58% | 1.44% | Middle third Ahead of 63% of peers |
| Net interest margin Annualized net interest income over earning assets. | 4.03% | 4.03% | Middle third Ahead of 50% of peers |
| Efficiency ratio Noninterest expense per dollar of revenue. Lower is better. | 61.06% | 56.66% | Middle third Ahead of 50% of peers |
| Assets per employee Total assets over full-time-equivalent staff. | $6.1M | $7.5M | Middle third Ahead of 38% of peers |
| Loans to deposits Net loans and leases over total deposits. | 79.96% | 75.77% | Context |
What it means for lending operations
Its efficiency ratio of 61.06% is better than the 56.66% peer median. Banks that already run lean usually find their next gains in loan growth: faster digital applications and fewer borrowers abandoning a slow document chase.
Banks closest in size
- KS StateBank Manhattan, KS · $2.60B
- Community National Bank & Trust Chanute, KS · $2.53B
- Fidelity Bank, National Association Wichita, KS · $3.30B
- Security Bank of Kansas City Kansas City, KS · $3.86B
- Landmark National Bank Manhattan, KS · $1.60B
- Peoples Bank and Trust Company Mcpherson, KS · $1.59B
Questions about Emprise Bank
How big is Emprise Bank?
Emprise Bank, established in 1910, is headquartered in Wichita, KS. It reported $2.82B in total assets in its Q2 2026 FDIC call report and operates 32 offices.
What is Emprise Bank's return on assets?
1.58% annualized in Q2 2026, against a 1.44% median for 8 KS banks with half to twice its assets, ahead of 63% of them.
What is Emprise Bank's efficiency ratio?
61.06% in Q2 2026: it spent about 61 cents in noninterest expense for each dollar of revenue. The peer median is 56.66%, and lower is better.
Is Emprise Bank growing its loans?
Net loans grew 8.1% over the year to Q2 2026, while deposits grew 5.5%.
Sources and method
Figures are from the FDIC’s public call report data for the quarter ending 06/30/2026, via FDIC BankFind. Return on assets and net interest margin are annualized year to date. Peers are KS banks with half to twice its assets in the same quarter, excluding this bank. The page refreshes daily, so new quarters appear as banks file. Compare another bank or see every Kansas bank ranked.