Security Bank of Kansas City: how it compares with its peers
Against 425 U.S. banks with half to twice its assets, Security Bank of Kansas City's strongest measure in Q2 2026 is efficiency ratio (48.39% vs. a 57.85% peer median). Its weakest relative measure is net interest margin (3.26% vs. 3.67%).
| Measure | Security Bank of Kansas City | Peer median | Rank |
|---|---|---|---|
| Return on assets Annualized net income over average assets. | 1.56% | 1.28% | Top third Ahead of 72% of peers |
| Net interest margin Annualized net interest income over earning assets. | 3.26% | 3.67% | Bottom third Ahead of 27% of peers |
| Efficiency ratio Noninterest expense per dollar of revenue. Lower is better. | 48.39% | 57.85% | Top third Ahead of 77% of peers |
| Assets per employee Total assets over full-time-equivalent staff. | $9.1M | $9.3M | Middle third Ahead of 47% of peers |
| Loans to deposits Net loans and leases over total deposits. | 64.96% | 88.64% | Context |
What it means for lending operations
Its efficiency ratio of 48.39% is better than the 57.85% peer median. Banks that already run lean usually find their next gains in loan growth: faster digital applications and fewer borrowers abandoning a slow document chase.
Banks closest in size
- Gulf Coast Bank and Trust Company New Orleans, LA · $3.86B
- Bank of Marin Novato, CA · $3.86B
- Investar Bank, National Association Baton Rouge, LA · $3.85B
- Capital Bank, National Association Rockville, MD · $3.84B
- Carrollton Bank Carrollton, IL · $3.88B
- Independence Bank of Kentucky Owensboro, KY · $3.83B
Questions about Security Bank of Kansas City
How big is Security Bank of Kansas City?
Security Bank of Kansas City, established in 1933, is headquartered in Kansas City, KS. It reported $3.86B in total assets in its Q2 2026 FDIC call report and operates 34 offices.
What is Security Bank of Kansas City's return on assets?
1.56% annualized in Q2 2026, against a 1.28% median for 425 U.S. banks with half to twice its assets, ahead of 72% of them.
What is Security Bank of Kansas City's efficiency ratio?
48.39% in Q2 2026: it spent about 48 cents in noninterest expense for each dollar of revenue. The peer median is 57.85%, and lower is better.
Is Security Bank of Kansas City growing its loans?
Net loans grew 5.2% over the year to Q2 2026, while deposits grew 7.2%.
Sources and method
Figures are from the FDIC’s public call report data for the quarter ending 06/30/2026, via FDIC BankFind. Return on assets and net interest margin are annualized year to date. Peers are U.S. banks with half to twice its assets in the same quarter, excluding this bank. The page refreshes daily, so new quarters appear as banks file. Compare another bank or see every Kansas bank ranked.