The Idabel National Bank: how it compares with its peers
Against 69 OK banks with half to twice its assets, The Idabel National Bank's strongest measure in Q2 2026 is efficiency ratio (49.02% vs. a 60.02% peer median). Its weakest relative measure is net interest margin (3.49% vs. 4.26%).
| Measure | The Idabel National Bank | Peer median | Rank |
|---|---|---|---|
| Return on assets Annualized net income over average assets. | 0.92% | 1.53% | Bottom third Ahead of 17% of peers |
| Net interest margin Annualized net interest income over earning assets. | 3.49% | 4.26% | Bottom third Ahead of 10% of peers |
| Efficiency ratio Noninterest expense per dollar of revenue. Lower is better. | 49.02% | 60.02% | Top third Ahead of 86% of peers |
| Assets per employee Total assets over full-time-equivalent staff. | $8.1M | $6.2M | Top third Ahead of 83% of peers |
| Loans to deposits Net loans and leases over total deposits. | 74.79% | 77.46% | Context |
What it means for lending operations
Its efficiency ratio of 49.02% is better than the 60.02% peer median. Banks that already run lean usually find their next gains in loan growth: faster digital applications and fewer borrowers abandoning a slow document chase.
Banks closest in size
- Method Bank Wyandotte, OK · $241M
- Bank of Grand Lake Grove, OK · $249M
- First Bank & Trust Company Perry, OK · $255M
- Triad Bank, National Association Tulsa, OK · $229M
- First Security Bank and Trust Company Oklahoma City, OK · $226M
- First Texoma National Bank Durant, OK · $225M
Questions about The Idabel National Bank
How big is The Idabel National Bank?
The Idabel National Bank, established in 1921, is headquartered in Idabel, OK. It reported $242M in total assets in its Q2 2026 FDIC call report and operates 1 office.
What is The Idabel National Bank's return on assets?
0.92% annualized in Q2 2026, against a 1.53% median for 69 OK banks with half to twice its assets, ahead of 17% of them.
What is The Idabel National Bank's efficiency ratio?
49.02% in Q2 2026: it spent about 49 cents in noninterest expense for each dollar of revenue. The peer median is 60.02%, and lower is better.
Is The Idabel National Bank growing its loans?
Net loans shrank 15.8% over the year to Q2 2026, while deposits shrank 5.2%.
Sources and method
Figures are from the FDIC’s public call report data for the quarter ending 06/30/2026, via FDIC BankFind. Return on assets and net interest margin are annualized year to date. Peers are OK banks with half to twice its assets in the same quarter, excluding this bank. The page refreshes daily, so new quarters appear as banks file. Compare another bank or see every Oklahoma bank ranked.