Method Bank: how it compares with its peers
Against 69 OK banks with half to twice its assets, Method Bank's strongest measure in Q2 2026 is assets per employee ($11.0M vs. a $6.2M peer median). Its weakest relative measure is return on assets (1.24% vs. 1.53%).
| Measure | Method Bank | Peer median | Rank |
|---|---|---|---|
| Return on assets Annualized net income over average assets. | 1.24% | 1.53% | Middle third Ahead of 36% of peers |
| Net interest margin Annualized net interest income over earning assets. | 4.27% | 4.24% | Middle third Ahead of 55% of peers |
| Efficiency ratio Noninterest expense per dollar of revenue. Lower is better. | 59.27% | 60.02% | Middle third Ahead of 51% of peers |
| Assets per employee Total assets over full-time-equivalent staff. | $11.0M | $6.2M | Top third Ahead of 97% of peers |
| Loans to deposits Net loans and leases over total deposits. | 96.31% | 76.50% | Context |
What it means for lending operations
Its efficiency ratio of 59.27% is better than the 60.02% peer median. Banks that already run lean usually find their next gains in loan growth: faster digital applications and fewer borrowers abandoning a slow document chase.
Banks closest in size
- The Idabel National Bank Idabel, OK · $242M
- Bank of Grand Lake Grove, OK · $249M
- Triad Bank, National Association Tulsa, OK · $229M
- First Bank & Trust Company Perry, OK · $255M
- First Security Bank and Trust Company Oklahoma City, OK · $226M
- First Texoma National Bank Durant, OK · $225M
Questions about Method Bank
How big is Method Bank?
Method Bank, established in 1902, is headquartered in Wyandotte, OK. It reported $241M in total assets in its Q2 2026 FDIC call report and operates 2 offices.
What is Method Bank's return on assets?
1.24% annualized in Q2 2026, against a 1.53% median for 69 OK banks with half to twice its assets, ahead of 36% of them.
What is Method Bank's efficiency ratio?
59.27% in Q2 2026: it spent about 59 cents in noninterest expense for each dollar of revenue. The peer median is 60.02%, and lower is better.
Is Method Bank growing its loans?
Net loans grew 24.0% over the year to Q2 2026, while deposits grew 7.7%.
Sources and method
Figures are from the FDIC’s public call report data for the quarter ending 06/30/2026, via FDIC BankFind. Return on assets and net interest margin are annualized year to date. Peers are OK banks with half to twice its assets in the same quarter, excluding this bank. The page refreshes daily, so new quarters appear as banks file. Compare another bank or see every Oklahoma bank ranked.