Bank 7: how it compares with its peers
Against 18 OK banks with half to twice its assets, Bank 7's strongest measure in Q2 2026 is assets per employee ($14.8M vs. a $7.6M peer median). Its weakest relative measure is return on assets (2.10% vs. 1.31%).
| Measure | Bank 7 | Peer median | Rank |
|---|---|---|---|
| Return on assets Annualized net income over average assets. | 2.10% | 1.31% | Top third Ahead of 83% of peers |
| Net interest margin Annualized net interest income over earning assets. | 5.00% | 3.99% | Top third Ahead of 89% of peers |
| Efficiency ratio Noninterest expense per dollar of revenue. Lower is better. | 45.31% | 62.72% | Top third Ahead of 94% of peers |
| Assets per employee Total assets over full-time-equivalent staff. | $14.8M | $7.6M | Top third Ahead of 100% of peers |
| Loans to deposits Net loans and leases over total deposits. | 96.65% | 88.82% | Context |
What it means for lending operations
Its efficiency ratio of 45.31% is better than the 62.72% peer median. Banks that already run lean usually find their next gains in loan growth: faster digital applications and fewer borrowers abandoning a slow document chase.
Banks closest in size
- Great Plains National Bank Elk City, OK · $1.93B
- Mabrey Bank Bixby, OK · $2.02B
- Gateway First Bank Jenks, OK · $2.06B
- International Bank of Commerce Oklahoma City, OK · $1.63B
- Regent Bank Tulsa, OK · $2.24B
- American Heritage Bank Sapulpa, OK · $1.48B
Questions about Bank 7
How big is Bank 7?
Bank 7, established in 1901, is headquartered in Oklahoma City, OK. It reported $1.91B in total assets in its Q2 2026 FDIC call report and operates 12 offices.
What is Bank 7's return on assets?
2.10% annualized in Q2 2026, against a 1.31% median for 18 OK banks with half to twice its assets, ahead of 83% of them.
What is Bank 7's efficiency ratio?
45.31% in Q2 2026: it spent about 45 cents in noninterest expense for each dollar of revenue. The peer median is 62.72%, and lower is better.
Is Bank 7 growing its loans?
Net loans grew 6.8% over the year to Q2 2026, while deposits grew 2.7%.
Sources and method
Figures are from the FDIC’s public call report data for the quarter ending 06/30/2026, via FDIC BankFind. Return on assets and net interest margin are annualized year to date. Peers are OK banks with half to twice its assets in the same quarter, excluding this bank. The page refreshes daily, so new quarters appear as banks file. Compare another bank or see every Oklahoma bank ranked.