Gateway First Bank: how it compares with its peers
Against 16 OK banks with half to twice its assets, Gateway First Bank's strongest measure in Q2 2026 is return on assets (1.33% vs. a 1.37% peer median). Its weakest relative measure is assets per employee ($3.4M vs. $7.6M).
| Measure | Gateway First Bank | Peer median | Rank |
|---|---|---|---|
| Return on assets Annualized net income over average assets. | 1.33% | 1.37% | Middle third Ahead of 44% of peers |
| Net interest margin Annualized net interest income over earning assets. | 3.24% | 4.09% | Bottom third Ahead of 6% of peers |
| Efficiency ratio Noninterest expense per dollar of revenue. Lower is better. | 74.68% | 59.48% | Bottom third Ahead of 6% of peers |
| Assets per employee Total assets over full-time-equivalent staff. | $3.4M | $7.6M | Bottom third Ahead of 0% of peers |
| Loans to deposits Net loans and leases over total deposits. | 123.41% | 88.82% | Context |
What it means for lending operations
Its efficiency ratio of 74.68% is above the 59.48% peer median: it spends more to earn each dollar of revenue than most banks its size. Staff time on manual borrower verification (collecting pay stubs, bank statements, and employment letters, then re-keying them) is one of the larger controllable costs behind that number.
Banks closest in size
- Mabrey Bank Bixby, OK · $2.02B
- Great Plains National Bank Elk City, OK · $1.93B
- Bank 7 Oklahoma City, OK · $1.91B
- Regent Bank Tulsa, OK · $2.24B
- International Bank of Commerce Oklahoma City, OK · $1.63B
- American Heritage Bank Sapulpa, OK · $1.48B
Questions about Gateway First Bank
How big is Gateway First Bank?
Gateway First Bank, established in 1935, is headquartered in Jenks, OK. It reported $2.06B in total assets in its Q2 2026 FDIC call report and operates 17 offices.
What is Gateway First Bank's return on assets?
1.33% annualized in Q2 2026, against a 1.37% median for 16 OK banks with half to twice its assets, ahead of 44% of them.
What is Gateway First Bank's efficiency ratio?
74.68% in Q2 2026: it spent about 75 cents in noninterest expense for each dollar of revenue. The peer median is 59.48%, and lower is better.
Is Gateway First Bank growing its loans?
Net loans grew 6.0% over the year to Q2 2026, while deposits grew 7.0%.
Sources and method
Figures are from the FDIC’s public call report data for the quarter ending 06/30/2026, via FDIC BankFind. Return on assets and net interest margin are annualized year to date. Peers are OK banks with half to twice its assets in the same quarter, excluding this bank. The page refreshes daily, so new quarters appear as banks file. Compare another bank or see every Oklahoma bank ranked.