FNB Coweta: how it compares with its peers
Against 58 OK banks with half to twice its assets, FNB Coweta's strongest measure in Q2 2026 is return on assets (2.16% vs. a 1.46% peer median). Its weakest relative measure is assets per employee ($6.1M vs. $6.1M).
| Measure | FNB Coweta | Peer median | Rank |
|---|---|---|---|
| Return on assets Annualized net income over average assets. | 2.16% | 1.46% | Top third Ahead of 84% of peers |
| Net interest margin Annualized net interest income over earning assets. | 4.44% | 4.37% | Middle third Ahead of 53% of peers |
| Efficiency ratio Noninterest expense per dollar of revenue. Lower is better. | 49.71% | 59.64% | Top third Ahead of 83% of peers |
| Assets per employee Total assets over full-time-equivalent staff. | $6.1M | $6.1M | Middle third Ahead of 50% of peers |
| Loans to deposits Net loans and leases over total deposits. | 58.45% | 74.07% | Context |
What it means for lending operations
Its efficiency ratio of 49.71% is better than the 59.64% peer median. Banks that already run lean usually find their next gains in loan growth: faster digital applications and fewer borrowers abandoning a slow document chase.
Banks closest in size
- SNB Bank, National Association Shattuck, OK · $129M
- SSB Bank Spiro, OK · $130M
- Cleo State Bank Cleo Springs, OK · $123M
- COREBANK Waynoka, OK · $122M
- ACB Bank Cherokee, OK · $135M
- Community Bank Bristow, OK · $119M
Questions about FNB Coweta
How big is FNB Coweta?
FNB Coweta, established in 1903, is headquartered in Coweta, OK. It reported $128M in total assets in its Q2 2026 FDIC call report and operates 2 offices.
What is FNB Coweta's return on assets?
2.16% annualized in Q2 2026, against a 1.46% median for 58 OK banks with half to twice its assets, ahead of 84% of them.
What is FNB Coweta's efficiency ratio?
49.71% in Q2 2026: it spent about 50 cents in noninterest expense for each dollar of revenue. The peer median is 59.64%, and lower is better.
Is FNB Coweta growing its loans?
Net loans grew 9.3% over the year to Q2 2026, while deposits grew 6.8%.
Sources and method
Figures are from the FDIC’s public call report data for the quarter ending 06/30/2026, via FDIC BankFind. Return on assets and net interest margin are annualized year to date. Peers are OK banks with half to twice its assets in the same quarter, excluding this bank. The page refreshes daily, so new quarters appear as banks file. Compare another bank or see every Oklahoma bank ranked.