COREBANK: how it compares with its peers
Against 59 OK banks with half to twice its assets, COREBANK's strongest measure in Q2 2026 is assets per employee ($6.4M vs. a $6.0M peer median). Its weakest relative measure is net interest margin (4.26% vs. 4.37%).
| Measure | COREBANK | Peer median | Rank |
|---|---|---|---|
| Return on assets Annualized net income over average assets. | 1.52% | 1.43% | Middle third Ahead of 56% of peers |
| Net interest margin Annualized net interest income over earning assets. | 4.26% | 4.37% | Middle third Ahead of 46% of peers |
| Efficiency ratio Noninterest expense per dollar of revenue. Lower is better. | 57.91% | 60.76% | Middle third Ahead of 56% of peers |
| Assets per employee Total assets over full-time-equivalent staff. | $6.4M | $6.0M | Middle third Ahead of 63% of peers |
| Loans to deposits Net loans and leases over total deposits. | 87.60% | 73.90% | Context |
What it means for lending operations
Its efficiency ratio of 57.91% is better than the 60.76% peer median. Banks that already run lean usually find their next gains in loan growth: faster digital applications and fewer borrowers abandoning a slow document chase.
Banks closest in size
- Cleo State Bank Cleo Springs, OK · $123M
- Community Bank Bristow, OK · $119M
- The Farmers and Merchants National Bank of Fairview Fairview, OK · $119M
- First Bank Erick, OK · $118M
- FNB Coweta Coweta, OK · $128M
- SNB Bank, National Association Shattuck, OK · $129M
Questions about COREBANK
How big is COREBANK?
COREBANK, established in 1959, is headquartered in Waynoka, OK. It reported $122M in total assets in its Q2 2026 FDIC call report and operates 2 offices.
What is COREBANK's return on assets?
1.52% annualized in Q2 2026, against a 1.43% median for 59 OK banks with half to twice its assets, ahead of 56% of them.
What is COREBANK's efficiency ratio?
57.91% in Q2 2026: it spent about 58 cents in noninterest expense for each dollar of revenue. The peer median is 60.76%, and lower is better.
Is COREBANK growing its loans?
Net loans shrank 3.3% over the year to Q2 2026, while deposits shrank 7.4%.
Sources and method
Figures are from the FDIC’s public call report data for the quarter ending 06/30/2026, via FDIC BankFind. Return on assets and net interest margin are annualized year to date. Peers are OK banks with half to twice its assets in the same quarter, excluding this bank. The page refreshes daily, so new quarters appear as banks file. Compare another bank or see every Oklahoma bank ranked.