Old National Bank: how it compares with its peers
Against 34 U.S. banks with half to twice its assets, Old National Bank's strongest measure in Q2 2026 is efficiency ratio (45.98% vs. a 52.10% peer median). Its weakest relative measure is assets per employee ($16.9M vs. $12.7M).
| Measure | Old National Bank | Peer median | Rank |
|---|---|---|---|
| Return on assets Annualized net income over average assets. | 1.41% | 1.24% | Top third Ahead of 68% of peers |
| Net interest margin Annualized net interest income over earning assets. | 3.60% | 3.31% | Top third Ahead of 68% of peers |
| Efficiency ratio Noninterest expense per dollar of revenue. Lower is better. | 45.98% | 52.10% | Top third Ahead of 74% of peers |
| Assets per employee Total assets over full-time-equivalent staff. | $16.9M | $12.7M | Middle third Ahead of 61% of peers |
| Loans to deposits Net loans and leases over total deposits. | 88.15% | 84.50% | Context |
What it means for lending operations
Its efficiency ratio of 45.98% is better than the 52.10% peer median. Banks that already run lean usually find their next gains in loan growth: faster digital applications and fewer borrowers abandoning a slow document chase.
Banks closest in size
- UMB Bank, National Association Kansas City, MO · $71.90B
- SouthState Bank, National Association Winter Haven, FL · $68.79B
- CIBC Bank USA Chicago, IL · $66.50B
- Valley National Bank Passaic, NJ · $66.23B
- Columbia Bank Roseburg, OR · $65.37B
Questions about Old National Bank
How big is Old National Bank?
Old National Bank, established in 1907, is headquartered in Evansville, IN. It reported $73.86B in total assets in its Q2 2026 FDIC call report and operates 360 offices.
What is Old National Bank's return on assets?
1.41% annualized in Q2 2026, against a 1.24% median for 34 U.S. banks with half to twice its assets, ahead of 68% of them.
What is Old National Bank's efficiency ratio?
45.98% in Q2 2026: it spent about 46 cents in noninterest expense for each dollar of revenue. The peer median is 52.10%, and lower is better.
Is Old National Bank growing its loans?
Net loans grew 5.9% over the year to Q2 2026, while deposits grew 3.9%.
Sources and method
Figures are from the FDIC’s public call report data for the quarter ending 06/30/2026, via FDIC BankFind. Return on assets and net interest margin are annualized year to date. Peers are U.S. banks with half to twice its assets in the same quarter, excluding this bank. The page refreshes daily, so new quarters appear as banks file. Compare another bank or see every Indiana bank ranked.